Situated on a spacious half-acre lot in St. Cloud with NO HOA, this well-maintained 3-bedroom, 2-bath POOL home offers the perfect blend of space, functionality, and Florida lifestyle living.Enjoy your own private backyard retreat featuring a screen-enclosed pool and peaceful views of a pond located behind the property, creating a relaxing and private setting. The property is designed for convenience and versatility, offering two separate carports, including a dedicated concrete pad ideal for RV or boat parking.A sidewalk wraps around the entire home, providing easy access and added usability around the property. With plenty of room to spread out, this oversized lot offers opportunities for outdoor living, storage, or future improvements.Located just minutes from major roadways, shopping, dining, and everyday conveniences, this home combines privacy, space, and accessibility. A rare find in today’s market.
Don’t miss the opportunity to own a pool home with land and no HOA restrictions in a growing area of St. Cloud.
Don’t miss the opportunity to own a pool home with land and no HOA restrictions in a growing area of St. Cloud.
Property Details
Price:
$450,000
MLS #:
S5149286
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
BAY TREE COVE
Neighborhood:
34771stcloudmagnoliasquare
Listed Date:
May 5, 2026
Finished Sq Ft:
1,792
Total Sq Ft:
2,256
Lot Size:
21,800 sqft / 0.50 acres (approx)
Year Built:
1990
See this Listing
Schools
Interior
Appliances
Convection Oven, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile
Heating
Central
Interior Features
Chair Rail, Eating Space In Kitchen
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block, Stucco
Covered Spaces
6
Direction Faces
West
Exterior Features
Rain Gutters, Sidewalk, Sliding Doors
Garage Spaces
2
Lot Features
Oversized Lot, Sidewalk
Other Structures
Shed(s)
Roof
Shingle
View
Pool
Financial
Tax Year
2025
Taxes
$2,379
Map
Community
- Address6445 BAY SHORE DRIVE ST CLOUD FL
- SubdivisionBAY TREE COVE
- CityST CLOUD
- CountyOsceola
- Zip Code34771
Subdivisions in ST CLOUD
- 42110
- 4915
- ACREAGE & UNREC
- ALCORNS LAKEBREEZE
- ALLIGATOR LAKE VIEW
- AMELIA GROVES
- AMELIA GROVES PH 1
- AMERACENTER PH 3
- ANTHEM PARK PH 1B
- ANTHEM PARK PH 2
- ANTHEM PARK PH 3A
- ANTHEM PARK PH 3B
- ANTHEM PARK PH2
- ANTHEM PARK TR G REP
- ANTHEM PARK TR M REP
- ANTHEM PARK TRACT M REPLAT
- ARROWHEAD COUNTRY ESTATES
- ARROWHEAD COUNTRY ESTATES UNREC
- ASHFORD PLACE
- ASHLEY OAKS 2
- ASHLEY OAKS II
- ASHTON ESTATES
- ASHTON PARK
- ASHTON PLACE
- ASHTON PLACE PH2
- AVELLINO
- BARBER
- BARBER SUB
- BARKER TRACTS UNREC
- BARRINGTON
- BARTON COURT
- BATTAGLIA
- BAY LAKE ESTATES
- BAY LAKE FARMS AT ST CLOUD
- BAY LAKE RANCH UNIT 03
- BAY LAKE RANCH UNIT 1
- BAY LAKE RANCH UNIT 2
- BAY LAKE RANCH UNIT 3
- BAY LAKE RANCH UNIT THREE
- BENJAMIN ESTATES
- BIRCHWOOD NBHD
- BIRCHWOOD NBHDS B & C
- BLACKBERRY CREEK UNIT 3
- BLACKBERRY CREEK UNIT 4
- BLACKSTONE
- BLACKSTONE PB 19 PG 48-51 LOT 74
- BRACK RANCH
- BRACK RANCH NORTH
- BRACK RANCH PH 1
- BREEZY PINES
- BRIARWOOD ESTATES
- BRIDGE POINTE
- BRIDGEWALK
- BRIDGEWALK PH 1A
- BRIDGEWALK PH 1B 2A & 2B
- BRIDGEWALK PH 2C
- BRISTOL COVE AT DEER CREEK PH 1
- BRISTOL COVE AT DEER CREEK PH 2
- BRISTOL COVE AT DEER CREEK PH 3
- BRIXTON
- BRIXTON TWNHMS
- BRODAN SQUARE PH 2
- BUENA LAGO
- BUENA LAGO PH 1 & 2
- BUENA LAGO PH 4
- C & G
- CAMELOT UNIT 1
- CAMELOT UNIT 3
- CAMELOT UNIT 4
- CANAVERAL ACRES
- CANAVERAL ACRES 1
- CANAVERAL ACRES 2
- CANAVERAL ACRES 3
- CANAVERAL ACRES 4
- CANAVERAL ACRES UNIT 04
- CANOE CREEK ESTATE
- CANOE CREEK ESTATE PH 02
- CANOE CREEK ESTATES
- CANOE CREEK ESTATES PH 6
- CANOE CREEK LAKES ADD
- CANOE CREEK LAKES UNIT 01
- CANOE CREEK LAKES UNIT 05
- CANOE CREEK LAKES UNIT 1
- CANOE CREEK LAKES UNIT 11
- CANOE CREEK LAKES UNIT 13
- CANOE CREEK LAKES UNIT 2
- CANOE CREEK LAKES UNIT 4
- CANOE CREEK LAKES UNIT 8
- CANOE CREEK VILLAS
- CANOE CREEK WOODS UNIT 1
- CANOE CREEK WOODS UNIT 11
- CANOE CREEK WOODS UNIT 5
- CANOE CREEK WOODS UNIT 8
- CANOE CREEK WOODS UNIT 9
- CANOE CRK XINGS
- CANOPY WALK
- CANOPY WALK PH 1
- CANOPY WALK PH 2
- CANOPY WALK-PH 2
- CENTER LAKE ON THE PARK
- CENTER LAKE RANCH
- CHISHOLM ESTATES
- CHISHOLM TRAILS
- CHISHOLMS RIDGE
- CLARKS CORNER
- COUNTRY MEADOW
- COUNTRY MEADOW WEST UNIT 1
- COUNTRYSIDE
- CROSS CREEK ESTATES
- CROSS CREEK ESTATES PH 2 & 3
- CRYSTAL CREEK
- CYPRESS POINT UNIT 1
- CYPRESS POINT UNIT 3
- CYPRESS PRESERVE
- CYRENE AT HARMONY
- DEER CREEK WEST
- DEER RUN ESTATES
- DEER RUN ESTATES PH 2
- DEL WEBB SUNBRIDGE
- DEL WEBB SUNBRIDGE PH 1
- DEL WEBB SUNBRIDGE PH 1C
- DEL WEBB SUNBRIDGE PH 1D
- DEL WEBB SUNBRIDGE PH 1E
- DEL WEBB SUNBRIDGE PH 2A
- DEL WEBB TWIN LAKES
- DELAWARE GARDENS
- DOE RUN AT DEER CREEK
- EAGLE MEADOW
- EAST LAKE COVE
- EAST LAKE COVE PH 1
- EAST LAKE COVE PH 2
- EAST LAKE PARK PH 3-5
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 2
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 3
- EAST LAKE RESERVE AT NARCOOSSEE UNIT 4
- EAST LAKE RESERVE/NARCOOSSEE #3
- EDEN AT CROSS PRAIRIE
- EDEN AT CROSS PRAIRIE PH 2
- EDEN AT CROSSPRAIRIE
- EL RANCHO PARK ADD BLK B
- ELLINGTON PLACE
- ENCLAVE AT LAKES OF HARMONY
- ESPLANADE AT CENTER LAKE RANCH
- ESPRIT PH 1
- ESPRIT PH 2
- ESPRIT PH 3D
- ESTATES AT SOUTHERN PINES
- ESTATES OF WESTERLY
- FAWN MEADOWS AT DEER CREEK PH 1
- FLORIDA AGRICULTURAL CO
- GARDENS AT LANCASTER PARK
- GLENWOOD PH 1
- GLENWOOD PH 2
- GLENWOOD-PH 1
- GRAMERCY FARMS
- GRAMERCY FARMS PH 1
- GRAMERCY FARMS PH 3
- GRAMERCY FARMS PH 4
- GRAMERCY FARMS PH 4 5 7 8 & 9
- GRAMERCY FARMS PH 5
- GRAMERCY FARMS PH 6
- GRAMERCY FARMS PH 7
- GRAMERCY FARMS PH 8
- GRAMERCY FARMS PH 9B
- HAMMOCK POINTE
- HAMMOCK POINTE UNIT 2
- HAMMOCK POINTE UNIT 3
- HANOVER LAKES
- HANOVER LAKES PH 1
- HANOVER LAKES PH 2
- HANOVER LAKES PH 3
- HANOVER LAKES PH 4
- HANOVER LAKES PH 5
- HANOVER LKS PH 3
- HANOVER RESERVE REPLAT
- HANOVER SQUARE
- HARMONY CENTRAL PH 1
- HARMONY ISLE TOWN
- HARMONY NBHD D2 & E
- HARMONY NBHD F
- HARMONY NBHD H-1
- HARMONY NBHD I
- HARMONY WEST
- HARMONY WEST TWNHMS
- HAVENFIELD AT CROSS PRAIRIE
- HAVENFIELD AT CROSSPRAIRIE
- HEATHER HALL CONDO
- HICKORY GROVE PH 1
- HICKORY GROVE PH 2
- HICKORY HOLLOW UNIT 2
- HICKORY HOLLOW UNIT 3
- HIDDEN PINES
- HOLOPAW COUNTRY ESTATES
- HOLOPAW COUNTRY ESTATES SEC 1
- INDIAN LAKES
- INDIAN LAKES PH 2
- INDIAN LAKES PH 5 & 6
- INDIAN LAKES PH 7
- JEFFERSON GREEN AT ANTHEM PARK
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 11
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 16
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 25
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 34
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 35
- JEFFERSON GREEN AT ANTHEM PARK CONDO PH 8
- JOHN J JOHNSTONS
- KANUGA VILLAGE MOBILE HOME PARK PH 2
- KANUGA VILLAGE MOBILE HOME PARK PH 3
- KEYSTONE POINTE PH 02
- KEYSTONE POINTE PH 3
- KING OAK VILLAS PH 1
- KING OAK VILLAS PH 1 1ST ADD
- KING OAK VILLAS PH 2 3RD ADD
- KING OAK VILLAS PH 3 4TH ADD
- KISSIMMEE PARK
- LAKE AJAY VILLAGE
- LAKE FRONT ADD TO TOWN OF ST CLOUD
- LAKE FRONT ADD TO TOWN OF ST. CLOUD
- LAKE FRONT ADDN
- LAKE POINTE
- LAKE VIEW PARK
- LAKESHORE AT NARCOOSSEE
- LAKESHORE AT NARCOOSSEE PH 1
- LAKESHORE AT NARCOOSSEE PH 3
- LAKESHORE AT NARCOOSSEE PH 3 2ND REP
- LAKESHORE AT NARCOOSSEE PH 4
- LAKESHORE AT NARCOOSSEE TWNHMS
- LAKESHORE/NARCOOSSEE PH 1
- LAKESHORE/NARCOOSSEE PH 3
- LAKEVIEW VILLAGE
- LAKEVIEW VILLAGE PH 2
- LANCASTER PARK EAST
- LANCASTER PARK EAST PH 2
- LANCASTER PARK EAST PH 3 & 4
- LANCASTER PARK EAST PH 3 & 4 LOT 441
- LANDINGS AT LIVE OAK LAKE
- LINDSEY COVE
- LIVE OAK LAKE PH 1
- LIVE OAK LAKE PH 2
- LIVE OAK LAKE PH 3
- LORRAINE ESTATES UNIT 2
- M YINGLINGS & C W DOOPS
- MAGNOLIA GLEN
- MAGNOLIA TERRACE SUB
- MAJESTIC OAKS
- MALLARD POND PH 01
- MALLARD POND PH 1
- MALLARD POND PH 2
- MALLARD POND PH 3
- MALLARD POND PH 4B
- MARINA CLUB ESTATES
- MCCOOLS ADDITION
- MCDANIELS
- MICHIGAN ESTATES
- MILL STREAM ESTATES
- MILLERS GROVE 1
- MONTAGUES VILLAGE UNIT 1
- NARCOOSSEE DEL SOL
- NARCOOSSEE NEW MAP
- NARCOOSSEE NEW MAP OF
- NARCOOSSEE OLD TOWN
- NARCOOSSEE THE TOWN OF
- NARCOOSSEE VILLAGE PH 1
- NEW EDEN
- NEW EDEN ON LAKES
- NEW EDEN ON LAKES UNIT 04
- NEW EDEN ON LAKES UNIT 11 & 14
- NEW EDEN ON THE LAKES UNIT 3
- NEW EDEN ON THE LAKES UNIT 4
- NEW EDEN ON THE LAKES UNIT 7
- NEW EDEN ON THE LAKES UNIT A
- NEW EDEN ON THE LAKES UNIT C
- NEW EDEN ON THE LAKES UNITS 11 & 14 REP
- NEW EDEN PH 1
- NORTHWEST LAKESIDE GROVES PH 1
- NORTHWEST LAKESIDE GROVES PH 2
- NORTHWEST LAKESIDE GRVS PH 2
- NOVA GROVE
- NOVA PARK
- NOVA POINTE PH 1
- OAK RIDGE
- OAK SHORE ESTATES
- OAKLEY PLACE
- OAKTREE POINTE VILLAS
- OAKWOOD SHORES
- OLD HICKORY
- OLD HICKORY 60S
- OLD HICKORY PH 1 & 2
- OLD HICKORY PH 3
- OLD HICKORY PH 4
- OSCEOLA GROVES
- OSCEOLA INDUST PARK TR 5
- OSCEOLA SHORES
- PALAMAR OAKS VILLAGE PH 2
- PALAMAR OAKS VILLAGE REP
- PALAMAR PARK
- PALM GARDENS CONDO
- PARK LANE VILLAS
- PEMBERLY PINES
- PINE CHASE ESTATES UNIT 1
- PINE GLEN
- PINE GLEN 35S
- PINE GLEN PH 4
- PINE GROVE ESTATES UNIT 1
- PINE GROVE PARK
- PINE GROVE PARK BLKS 11 & 12 REP
- PINE GROVE RESERVE
- PINE LAKE ESTATES
- PINE LAKE ESTATES UNIT 3
- PINE LAKE ESTATES UNIT 4
- PINE LAKE ESTATES UNIT B
- PINE LAKE VILLAS
- PINE LAKE VILLAS UNIT 2
- PINEWOOD GARDENS
- PORTOFINO VISTA
- PRAIRIE OAKS
- PRESERVE AT TURTLE CREEK
- PRESERVE AT TURTLE CREEK PH 1
- PRESERVE AT TURTLE CREEK PH 2
- PRESERVE AT TURTLE CREEK PH 3 & 4
- PRESERVE AT TURTLE CREEK PH 5
- PRESERVE/TURTLE CRK PH 1
- PRESERVE/TURTLE CRK PH 5
- PRESTON COVE
- PRESTON COVE PH 1 & 2
- QUAIL WOOD UNIT 2
- RECOVERY RM
- RESERVE AT PINE TREE
- RESERVE/PINE TREE
- RIVERCREST/NARCOOSSEE
- ROOKERY OAKS
- RUMMELL DOWNS REP 1
- RUNNEYMEDE RANCHLANDS UNIT 1
- RUNNMEDE OAKS
- RUNNYMEDE
- RUNNYMEDE NORTH HALF TOWN OF
- RUNNYMEDE OAKS UNREC
- RUNNYMEDE SHORES
- RURAL LAND
- RUSSELL
- S L & I C
- S L & I C TOWN OF ST CLOUD
- SAINT CLOUD MANOR ESTATES
- SANCTUARY AT SOUTH TOWN
- SANCTUARY AT SOUTHTOWN
- SANCTUARY/SOUTH TOWN
- SAVANNA
- SAWGRASS UNIT 3B
- SAWGRASS UNIT 4
- SAWGRASS UNIT 4 PB 13 PGS 1-2 LOT 279
- SAWGRASS UNIT 6
- SEASONS AT SOUTHERN PINES
- SEMINOLE LAND & INV CO
- SEMINOLE LAND & INVESTMENT CO
- SEMINOLE LAND & INVESTMENT COMPANYS
- SEMINOLE LAND AND INV CO
- SERENITY RESERVE
- SHELTER COVE
- SIENA RESERVE PH 2A & 2B
- SIENA RESERVE PH 2C
- SIENA RESERVE PH 3
- SILVER SPGS
- SILVER SPGS 2
- SILVER SPRINGS
- SKY LAKES PH 2 & 3
- SL & IC
- SMITHSON VILLAGE
- SOLA VISTA
- SOUTH MICHIGAN ACRES REP
- SOUTHERN PINES PH 3B
- SOUTHERN PINES PH 4
- SOUTHERN PINES PH 5
- SOUTHERN PINES UNIT 01
- SOUTHERN PINES UNIT 1
- SOUTHERN PINES UNIT 2
- SOUTHERN PINES UNIT 3A
- SPLIT OAK ESTATES
- SPLIT OAK ESTATES PH 2
- SPLIT OAK RESERVE
- SPLIT OAK RESERVE PH 2
- ST CLOUD
- ST CLOUD 2ND PLAT TOWN OF
- ST CLOUD 2ND TOWN OF
- ST CLOUD MANOR ESTATES 02
- ST CLOUD MANOR ESTATES UNIT 1
- ST CLOUD MANOR ESTATES UNIT 2
- ST CLOUD MANOR ESTATES UNIT 3
- ST CLOUD MANOR VILLAGE
- STACY ACRES
- STARLINE ESTATES UNIT 1
- STARLINE ESTATES UNIT 2
- STERLING MANOR ESTATES
- STEVENS PLANTATION
- STEVENS PLANTATION TR 7 CONDO
- STONEWOOD ESTATES
- SUBURBAN ESTATE GOVERNMENT LT 05
- SUBURBAN ESTATES
- SUBURBAN ESTATES LT 1 UNREC
- SUBURBAN ESTATES LT 2 UNREC
- SUBURBAN ESTATES LT 4 UNREC
- SUBURBAN ESTATES LT 5 UNREC
- SUBURBAN ESTATES UNIT D UNREC
- SUMMERLY
- SUMMERLY PH 2
- SUMMERLY PH 3
- SUNBRIDGE
- SUNBROOKE
- SUNBROOKE PH 1
- SUNBROOKE PH 2
- SUNBROOKE PH 5
- SUNCREST
- SUNNY ACRES CORR OF
- SUNNY LAKE ESTATES
- SUNSET GROVE PH 1
- SUNSET GROVES PH 2
- SUNSET RANCH ESTATES
- SWEETWATER CREEK
- TBC BUS CENTER COMM CONDO
- TBC BUS CENTER COMM CONDO PH 2
- TEKA VILLAGE PH 1
- TEKA VILLAGE TR 2 PH 3
- TEKA VILLAGE TR 2 REP OF TR C
- TERRA HAVEN
- TERRA VISTA
- THE CROSSINGS
- THE CROSSINGS PH 1
- THE CROSSINGS PH 2
- THE LANDING’S AT LIVE OAK
- THE MEADOW AT CROSSPRAIRIE
- THE MEADOW AT CROSSPRAIRIE BUNGALOWS
- THE MEADOW AT CROSSPRAIRIE TOWNES
- THE RESERVE AT TWIN LAKES
- THE WATERS AT CENTER LAKE RANCH
- THOMPSON GROVE
- TINDALL BAY ESTATES
- TOPS TERRACE
- TOWN CENTER VILLAS
- TOWN OF ST CLOUD
- TOWN PARK
- TOWNS AT NARCOOSSEE COMMONS
- TRADITION
- TRINITY PLACE PH 1
- TRINITY PLACE PH 2
- TURTLE CREEK
- TURTLE CREEK PH 01A
- TURTLE CREEK PH 1A
- TURTLE CREEK PH 1B
- TWIN LAKES
- TWIN LAKES – NORTHWEST LAKESIDE GROVES PH 2
- TWIN LAKES PH 1
- TWIN LAKES PH 2A-2B
- TWIN LAKES PH 2C
- TWIN LAKES PH 7A
- TWIN LAKES PH 8
- TWIN LAKES RANCHETTES
- TWIN LAKES-NORTHWEST LAKESIDE GROVES PH 1
- TYSON RESERVE
- UNDERWOOD ESTATES
- VILLAGES AT HARMONY PB 2C & 2D
- VILLAGES AT HARMONY PH 2A
- VILLAGES AT HARMONY PH 2B
- VILLAGIO
- VLG GREEN TWNHS
- WATERS AT CENTER LAKE RANCH PH 1A
- WESLYN PARK
- WESLYN PARK AT SUNBRIDGE
- WESLYN PARK IN SUNBRIDGE
- WESLYN PARK PH 1
- WESLYN PARK PH 2
- WESLYN PARK PH 3
- WESLYN PARK PH 4-1B & 4-1C PB 35 PGS 115-136 LOT 1
- WEST ACRES
- WHALEYS CREEK PH 1
- WHALEYS CREEK PH 2
- WHALEYS CREEK PH 3
- WHALEYS LANDING
- WHIP O WILL HILL
- WIREGRASS PH 1
- WIREGRASS PH 2
Market Summary
Current real estate data for Single Family in ST CLOUD as of May 05, 2026
1,216
Single Family Listed
101
Avg DOM
233
Avg $ / SqFt
$513,013
Avg List Price
Property Summary
- Located in the BAY TREE COVE subdivision, 6445 BAY SHORE DRIVE ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34771. It is listed for $450,000 and features 3 beds, 2 baths, and has approximately 1,792 square feet of living space, and was originally constructed in 1990. The current price per square foot is $251. The average price per square foot for Single Family listings in ST CLOUD is $233. The average listing price for Single Family in ST CLOUD is $513,013. To schedule a showing of MLS#s5149286 at 6445 BAY SHORE DRIVE in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of ROYAL REALTY REAL ESTATE, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 6445 BAY SHORE DRIVE
ST CLOUD, FL