9294 PANAMA CIRCLE PORT CHARLOTTE FL 33981 MLS #A4697075

9294 PANAMA CIRCLE
PORT CHARLOTTE, FL, 33981
$850,000
3 Beds
2 Baths
2,146 SqFt
0.23 Acres
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MLS #A4697075 image #0
BOATER’S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today’s market.

Property Details

Price:
$850,000
MLS #:
A4697075
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PORT CHARLOTTE SEC 071
Neighborhood:
33981portcharlotte
Listed Date:
Jun 23, 2026
Finished Sq Ft:
2,146
Total Sq Ft:
3,119
Lot Size:
9,999 sqft / 0.23 acres (approx)
Year Built:
2023
FloridaWaterfrontPoolPrimary Bedroom Main Floor33981 – Port Charlotte33981portcharlottePort Charlotte Sec 071Myakka River ElementaryL.a. Ainger MiddleLemon Bay HighWaterThere Are No Lease Restrictions. The Hoa Is Optional. The Current Owners Are Not Members Of The Hoa. If You Would Like Information On Joining The Hoa, Call The Listing Agent For Details.No MinimumPets Allowed

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Schools

Elementary School:
Myakka River Elementary
Middle School:
L.A. Ainger Middle
High School:
Lemon Bay High

Interior

Appliances
Bar Fridge, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile
Heating
Electric
Interior Features
Attic Fan, Attic Ventilator, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Levels
One

Exterior

Architectural Style
Florida
Attached Garage YN
1
Construction Materials
Block, Stucco
Covered Spaces
3
Direction Faces
Southwest
Exterior Features
Hurricane Shutters, Irrigation System, Outdoor Kitchen, Rain Gutters, Sliding Doors
Fencing
Chain Link
Garage Spaces
3
Green Energy Efficient
Construction, Insulation, Windows
Lot Features
In County, Landscaped, Level
Other Structures
Other, Outdoor Kitchen
Parking Features
Garage Door Opener, Oversized
Patio And Porch Features
Covered, Enclosed, Front Porch, Rear Porch, Screened
Roof
Shingle
Security Features
Smoke Detector(s)
Spa Features
Heated, In Ground
View
Water
Waterfront Features
Canal – Brackish
Window Features
Shades, Shutters, Storm Window(s), Window Treatments

Financial

Tax Year
2025
Taxes
$9,776

Map

Community

Subdivisions in PORT CHARLOTTE

Market Summary

Current real estate data for Single Family in PORT CHARLOTTE as of Jun 24, 2026
1,523
Single Family Listed
146
Avg DOM
234
Avg $ / SqFt
$432,937
Avg List Price

Property Summary

    Located in the PORT CHARLOTTE SEC 071 subdivision, 9294 PANAMA CIRCLE PORT CHARLOTTE FL is a Single Family for sale in PORT CHARLOTTE, FL, 33981. It is listed for $850,000 and features 3 beds, 2 baths, and has approximately 2,146 square feet of living space, and was originally constructed in 2023. The current price per square foot is $396. The average price per square foot for Single Family listings in PORT CHARLOTTE is $234. The average listing price for Single Family in PORT CHARLOTTE is $432,937. To schedule a showing of MLS#a4697075 at 9294 PANAMA CIRCLE in PORT CHARLOTTE, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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