Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X).
Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away.
Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones.
For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential.
Additional features include an oversized double-driveway with plenty of room for an RV or 30′ boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed!
Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!
Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away.
Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones.
For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential.
Additional features include an oversized double-driveway with plenty of room for an RV or 30′ boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed!
Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!
Property Details
Price:
$265,000
MLS #:
O6398252
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
1/2 Duplex
Subdivision:
WHITE SANDS ESTATES
Neighborhood:
32413panamacitybeach
Listed Date:
Apr 14, 2026
Finished Sq Ft:
863
Total Sq Ft:
1,063
Lot Size:
7,536 sqft / 0.17 acres (approx)
Year Built:
1984
See this Listing
Schools
Interior
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Engineered Hardwood
Heating
Central, Heat Pump
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
Laundry Features
Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
Levels
One
Exterior
Construction Materials
Stucco, Wood Frame
Direction Faces
North
Exterior Features
Private Yard, Sliding Doors
Fencing
Chain Link, Vinyl, Wood
Lot Features
Corner Lot, City Lot
Open Parking YN
1
Other Structures
Shed(s), Storage, Workshop
Parking Features
Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Parking
Patio And Porch Features
Covered, Deck, Rear Porch
Roof
Metal
Security Features
Smoke Detector(s)
Financial
Tax Year
2025
Taxes
$1,503
Map
Community
- Address644 16TH STREET PANAMA CITY BEACH FL
- SubdivisionWHITE SANDS ESTATES
- CityPANAMA CITY BEACH
- CountyBay
- Zip Code32413
Subdivisions in PANAMA CITY BEACH
Market Summary
Current real estate data for Single Family in PANAMA CITY BEACH as of May 05, 2026
2
Single Family Listed
34
Avg DOM
341
Avg $ / SqFt
$412,000
Avg List Price
Property Summary
- Located in the WHITE SANDS ESTATES subdivision, 644 16TH STREET PANAMA CITY BEACH FL is a Single Family for sale in PANAMA CITY BEACH, FL, 32413. It is listed for $265,000 and features 2 beds, 2 baths, and has approximately 863 square feet of living space, and was originally constructed in 1984. The current price per square foot is $307. The average price per square foot for Single Family listings in PANAMA CITY BEACH is $341. The average listing price for Single Family in PANAMA CITY BEACH is $412,000. To schedule a showing of MLS#o6398252 at 644 16TH STREET in PANAMA CITY BEACH, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of LPT REALTY, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 644 16TH STREET
PANAMA CITY BEACH, FL