1528 43RD AVENUE DRIVE W PALMETTO FL 34221 MLS #A4697387

1528 43RD AVENUE DRIVE W
PALMETTO, FL, 34221
$699,000
3 Beds
3.5 Baths
1,773 SqFt
0.23 Acres
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MLS #A4697387 image #0
ABSOLUTELY THE BEST WATERFRONT VALUE ON SNEAD ISLAND! WHY BUY A GROUND LEVEL HOME THAT HAS ALREADY FLOODED- THIS ELEVATED HOUSE OFFERS PEACE OF MIND ON THE WATER!!! This custom built, one owner ELEVATED Key West style residence offers the perfect combination of boating access, quality construction, hurricane protection, and coastal lifestyle at a price that is becoming increasingly difficult to find on Florida’s Gulf Coast. Situated on a quiet cul de sac in the desirable Heritage Bay community, this meticulously maintained waterfront home enjoys direct access to Terra Ceia Bay, Tampa Bay, and the Gulf of Mexico with no bridges and is located just a few homes from open water. From the moment you arrive, the curb appeal is undeniable with a metal roof, paver driveway, mature tropical landscaping, covered front porch, irrigation system, and extensive landscape lighting. The owners have taken exceptional care of the property since it was built and have upgraded all windows and exterior doors to HURRICANE IMPACE RATED construction, providing both peace of mind and long term value. Inside, the open floor plan is filled with natural light thanks to soaring vaulted ceilings, expansive windows, and multiple glass doors overlooking the water. The spacious great room serves as the centerpiece of the home and flows seamlessly into the kitchen and dining areas, creating an ideal layout for both everyday living and entertaining. The kitchen features shaker style cabinetry, abundant counter space, stainless steel appliances, and a breakfast bar overlooking the main living area. Adjacent to the kitchen, the dining room offers beautiful water views and includes a dry bar, making it the perfect setting for hosting family and friends. The primary suite is generously sized and features wood flooring, two closets including a large walk in closet, and an ensuite bath with a spacious vanity and walk in shower. Both guest bedrooms are also generously sized and offer their own private ensuite bathrooms, creating a comfortable layout for family and overnight guests. A convenient powder bath and dedicated laundry room with utility sink and additional storage add to the home’s functionality. Outdoor living is where this property truly shines. The covered screened lanai overlooks the canal and features a wet bar along with a pass through window to the kitchen, making outdoor entertaining effortless. Beyond the lanai, a massive wraparound Trex deck provides an incredible space for relaxing, dining, and gathering with guests while enjoying the waterfront setting. A paver walkway leads to the private dock equipped with water, electricity, and a 12,000 pound boat lift. With open water only moments away, you’ll enjoy quick and easy boating access to Terra Ceia Bay, Tampa Bay, the Gulf, waterfront restaurants, fishing destinations, and nearby islands. The oversized three car garage offers tremendous storage capacity and includes a dedicated workshop area that can easily serve as a tackle room, hobby space, or workshop. A rear garage access door provides added convenience for boating and outdoor equipment. Residents of Heritage Bay enjoy access to a community pool and tennis court. Located just minutes from Emerson Point Preserve, the local yacht club, marinas, kayaking trails, bicycle paths, and only about 15 miles from the beaches of Anna Maria Island, this property offers an exceptional waterfront lifestyle. DO NOT WAIT ON THIS ONE!!!

Property Details

Price:
$699,000
MLS #:
A4697387
Status:
Active
Beds:
3
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HERITAGE BAY
Neighborhood:
34221palmettorubonia
Listed Date:
Jun 18, 2026
Finished Sq Ft:
1,773
Total Sq Ft:
3,096
Lot Size:
9,932 sqft / 0.23 acres (approx)
Year Built:
1990
Key WestWaterfront34221 – Palmetto/rubonia34221palmettoruboniaHeritage BayPalmetto Elementary-mnLincoln MiddlePalmetto HighTerra Ceia BayWaterVerify Lease Restrictions With Association And City Of Palmetto.6 MonthsPets Allowed

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Schools

Elementary School:
Palmetto Elementary-MN
Middle School:
Lincoln Middle
High School:
Palmetto High

Interior

Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Ceramic Tile, Hardwood
Heating
Central
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
Laundry Features
Inside
Levels
Two

Exterior

Architectural Style
Key West
Attached Garage YN
1
Construction Materials
Vinyl Siding, Wood Frame
Covered Spaces
3
Direction Faces
South
Exterior Features
Irrigation System, Lighting, Outdoor Kitchen, Sliding Doors
Garage Spaces
3
Lot Features
Cul-De-Sac, FloodZone, City Lot, Near Marina
Open Parking YN
1
Other Structures
Shed(s), Workshop
Parking Features
Driveway, Garage Door Opener, Guest, Open, Workshop in Garage
Patio And Porch Features
Covered, Deck, Enclosed, Front Porch, Screened, Wrap Around
Roof
Metal
View
Water
Waterfront Features
Canal – Saltwater

Financial

HOA Fee
$754
HOA Fee Frequency
Quarterly
HOA Name
Colon & Associates
HOA Phone
(941) 750-8118
Tax Year
2025
Taxes
$4,241

Map

Community

Subdivisions in PALMETTO

Market Summary

Current real estate data for Single Family in PALMETTO as of Jun 20, 2026
555
Single Family Listed
105
Avg DOM
242
Avg $ / SqFt
$509,011
Avg List Price

Property Summary

    Located in the HERITAGE BAY subdivision, 1528 43RD AVENUE DRIVE W PALMETTO FL is a Single Family for sale in PALMETTO, FL, 34221. It is listed for $699,000 and features 3 beds, 4 baths, and has approximately 1,773 square feet of living space, and was originally constructed in 1990. The current price per square foot is $394. The average price per square foot for Single Family listings in PALMETTO is $242. The average listing price for Single Family in PALMETTO is $509,011. To schedule a showing of MLS#a4697387 at 1528 43RD AVENUE DRIVE W in PALMETTO, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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1528 43RD AVENUE DRIVE W
PALMETTO, FL