Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa in the desirable Clover Place community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **roof replaced in 2022** and a **newer HVAC system**. Inside, you’ll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere.
Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you’re looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor’s most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!
Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you’re looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor’s most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!
Property Details
Price:
$249,900
MLS #:
TB8531522
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Villa
Subdivision:
CLOVERPLACE CONDO
Neighborhood:
34684palmharbor
Listed Date:
Jul 22, 2026
Finished Sq Ft:
860
Total Sq Ft:
860
Lot Size:
3,742 sqft / 0.08 acres (approx)
Year Built:
1984
See this Listing
Schools
Elementary School:
Highland Lakes Elementary-PN
Middle School:
Carwise Middle-PN
High School:
Palm Harbor Univ High-PN
Interior
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Tile
Heating
Electric
Interior Features
Cathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
Laundry Features
Inside
Levels
One
Exterior
Architectural Style
Traditional
Association Amenities
Pool, Vehicle Restrictions
Attached Garage YN
1
Common Walls
Corner Unit, End Unit
Community Features
Buyer Approval Required, Deed Restrictions, No Truck/RV/Motorcycle Parking, Pool, Sidewalks
Construction Materials
Block, Stucco
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Fencing
Fenced, Vinyl
Garage Spaces
1
Lot Features
In County, Landscaped, Private, Sidewalk
Open Parking YN
1
Other Structures
Additional Single Family Home, Shed(s)
Parking Features
Converted Garage, Driveway, Garage Door Opener
Patio And Porch Features
Enclosed, Patio
Roof
Shingle
Security Features
Smoke Detector(s)
View
Garden, Tennis Court
Window Features
Blinds, Drapes
Financial
HOA Fee
$230
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Community Pool, Maintenance Grounds, Pool Maintenance, Sewer, Trash
HOA Name
Fatima
HOA Phone
727.942.4755
Tax Year
2025
Taxes
$2,702
Map
Community
- Address3174 PHLOX DRIVE PALM HARBOR FL
- SubdivisionCLOVERPLACE CONDO
- CityPALM HARBOR
- CountyPinellas
- Zip Code34684
Subdivisions in PALM HARBOR
- ACREAGE
- ACREAGE & UNREC
- ALLENS RIDGE
- ALLENS RIDGE –
- ANCHORAGE OF TARPON LAKE UNIT THREE THE
- ARBOR GLEN – PH ONE
- AUTUMN WOODS-UNIT 1
- AYLESFORD PH 1
- AYLESFORD PH 2
- BARRINGTON OAKS WEST
- BAYWOOD ON THE GULF 1 CONDO
- BAYWOOD VILLAGE
- BAYWOOD VILLAGE SEC 2
- BAYWOOD VILLAGE SEC 3
- BAYWOOD VILLAGE SEC 4
- BAYWOOD VILLAGE SEC 5
- BEACON GROVES
- BEACON GROVES UNIT III
- BEACON GROVES UNIT IV
- BEACON GROVES UNIT VI
- BEE CREEK SUB
- BENTLEY AT COBBS LANDING CONDO THE
- BERISFORD
- BLUE JAY MOBILE HOME ESTATES CONDO
- BLUE JAY WOODLANDS – PH 2
- BONAVENTURE CONDO
- BOOT RANCH – EAGLE RIDGE PH A
- BOOT RANCH – EAGLE TRACE – PH B-II
- BOOT RANCH – EAGLE WATCH
- BRIARWICK
- BRIDLEWOOD AT TARPON WOODS PH II
- BROOKER CREEK
- BROOKHAVEN
- BURGHSTREAMSS SUB
- CARLYLE
- CHAMPION HILLS COMM CENTER
- CHATTAM LANDING PH I
- CHATTAM LANDING PH II
- CINNAMON HILL
- CLEARING THE
- CLOVERPLACE CONDO
- CONDO IV TARPON WOODS
- COUNTRY GROVE SUB
- COUNTRY OAK ESTATES
- COUNTRY WOODS
- COUNTRYBROOK CONDO
- COUNTRYSIDE NORTH TR 5 PH 3
- COURTYARDS 1 AT GLENEAGLES
- COVE SPGS CONDO
- COVENTRY VILLAGE PH 1
- CREEKVIEW ESTATES
- CRYSTAL BAY M/H CLUB INC UNREC
- CRYSTAL BAY MOBILE HOME CLUB INC UNRECORDED LOT
- CRYSTAL BAY TRAVEL PARK INC UNREC
- CRYSTAL BEACH ESTATES
- CRYSTAL BEACH HEIGHTS
- CRYSTAL BEACH REV
- CRYSTAL LAKE CONDO
- CURLEW GROVES UNIT ONE
- CURLEW GROVES UNIT TWO
- CYPRESS GREEN
- CYPRESS GREEN LOT 84
- CYPRESS WOODS
- DAVENTRY SQUARE
- DEEP SPRING
- DEMPSEYS W S SUB
- DEVONSHIRE
- DOLLY BAY A VILLAGE ON LAKE TARPON
- DOLLY BAY ON LAKE TARPON
- DOLLY BAY VLG ON LAKE TARPON CONDO
- DOVE HOLLOW-UNIT I
- DOVE HOLLOW-UNIT II
- DUNBRIDGE WOODS
- EAGLE CHASE
- EAGLES COVE AT LAKE TARPON
- EL PASADO A CONDO
- ELLINWOOD PH 1
- ENISWOOD UNIT II A
- ENISWOOD-UNIT I
- ESTATES AT COBBS LANDING THE PH II
- ESTATES AT ENISWOOD
- ESTATES OF LAKE TARPON
- FAIRWAY FOREST
- FALCON RIDGE
- FARRELL PARK
- FARRELL PARK CONDO
- FOREST GROVE PH I
- FOREST GROVE PH III
- FOX CHASE TOWNHOMES
- FOX CHASE TWNHMS
- FOX CHASE WEST CONDO
- FOX LAKE TOWNHOMES
- FOX LAKE TWNHMS
- FOXBERRY RUN
- FRANKLIN SQUARE
- FRANKLIN SQUARE PH III
- FRESH WATER ESTATES
- GLENEAGLES CLUSTER
- GLENEAGLES I CONDO
- GOLF VIEW ESTATES
- GOLFSIDE
- GRAND CYPRESS ON LAKE TARPON
- GREEN VALLEY ESTATES UNIT TWO
- GREENS ADD TO PATTY ANN ACRES
- GRIDERS H L SUB
- GROVES AT COBBS LANDING
- HAMLET AT BENTLEY PARK PH II
- HARBOR CLUB CONDO
- HARBOR HILLS OF PALM HARBOR
- HARBOR LANDING
- HARBOR RIDGE OF PALM HARBOR
- HARBOR SPGS OF PALM HARBOR
- HIDDEN GROVE COURT
- HIDDEN GROVE SUB
- HIDDEN LAKE
- HIDDEN LAKE VILLAS
- HIDDEN MEADOWS SUB
- HIGHGATE
- HIGHLAND LAKES
- HIGHLAND LAKES CONDO
- HIGHLAND LAKES CONDO 1 BLDG 4 APT B
- HIGHLAND LAKES GREEN VIEW CONDO
- HIGHLAND LAKES MISSION GROVE CONDO
- HIGHLAND LAKES MODEL CONDO
- HIGHLAND LAKES SUTTON PLACE
- HIGHLAND LAKES UNIT 14 PH 1
- HIGHLAND LAKES UNIT EIGHTEEN
- HIGHLAND LAKES UNIT FIFTEEN PH 1
- HIGHLAND LAKES UNIT FIFTEEN PH 3
- HIGHLAND LAKES UNIT FIFTEEN PH 4
- HIGHLAND LAKES UNIT SIX
- HIGHLAND LAKES UNIT TWENTY EIGHT
- HIGHLAND LAKES VILLAS ON THE GREEN
- HIGHLANDS OF INNISBROOK
- HILLTOP GROVES ESTATES
- HONEYMOON RIDGE
- HONEYMOON RIDGE 2ND ADD
- INDIAN BLUFF ISLAND
- INDIAN BLUFF ISLAND 2ND ADD
- INDIAN BLUFF ISLAND 3RD ADD
- INDIGO POND CONDO
- INDIGO POND CONDO I
- INNISBROOK
- INNISBROOK 03 CONDO
- INNISBROOK 04 CONDO
- INNISBROOK 06 CONDO
- INNISBROOK 07 CONDO
- INNISBROOK 08 CONDO
- INNISBROOK 09 CONDO
- INNISBROOK 11 CONDO
- INNISBROOK 13 CONDO
- INNISBROOK 15 CONDO
- INNISBROOK 16 CONDO
- INNISBROOK 17 CONDO
- INNISBROOK 19 CONDO
- INNISBROOK 20 CONDO
- INNISBROOK 21 CONDO
- INNISBROOK 22 CONDO
- INNISBROOK 23 CONDO
- INNISBROOK 24
- INNISBROOK 9
- INNISBROOK CONDO 28
- INNISBROOK CONDO 4 LODGE 7
- JULLEE ESTATES
- JUNIPER BAY PH 2
- JUNIPER BAY PH 4
- KRAMER F A SUB
- LA MIRAGE OFFICE COMPLEX
- LAKE POINTE AT COUNTRYSIDE
- LAKE SHORE ESTATES
- LAKE SHORE ESTATES 1ST ADD
- LAKE SHORE ESTATES 3RD ADD
- LAKE SHORE ESTATES 5TH ADD
- LAKE ST GEORGE SOUTH
- LAKE ST GEORGE SOUTH UNIT II
- LAKE ST GEORGE SOUTH UNIT III
- LAKE ST GEORGE SOUTH UNIT IV
- LAKE ST GEORGE UNIT VIII-A
- LAKE ST GEORGE-SOUTH
- LAKE ST GEORGE-UNIT 1
- LAKE ST GEORGE-UNIT II
- LAKE ST GEORGE-UNIT III
- LAKE ST GEORGE-UNIT VII
- LAKE TARPON ESTATES
- LAKE TARPON MOBILE HOME VILLAGE
- LAKE TARPON MOBILE HOME VILLAGE UNIT 2-A
- LAKE TARPON VILLAS CONDO
- LAKE VALENCIA –
- LAKE VALENCIA UNIT 3A
- LAKE VALENCIA UNIT ONE
- LANDINGS CONDO THE
- LANDMARK OAKS CONDO
- LAROCCA ESTATES
- LAUREL OAK WOODS
- LAUREL OAKS AT COUNT
- LAUREL OAKS AT COUNTRY WOODS CONDO
- LYNNWOOD PH 1
- LYNNWOOD PH 2
- MAGNOLIA RIDGE CONDO
- MEADOW BROOK SUB 1ST ADD
- MEADOWLAKE PALM HARBOR CONDO
- MISSION GROVE CONDO
- MONTROSE AT INNISBROOK
- MYRTLE POINT PH 1
- NOELL HEIGHTS UNIT ONE
- OAK TRAIL
- OAKRIDGE ESTATES AT RIDGEMOOR
- OAKS AT COUNTRYSIDE I THE CONDO
- ORANGE TREE VILLAS CONDO
- ORANGEPOINTE
- ORANGEPOINTE UNIT II
- OYSTER POINT SUB
- OZONA SHORES 1ST ADD
- OZONA SHORES 3RD ADD
- OZONA VILLAGE OF PALM HARBOR
- PALM HARBOR ESTATES
- PALM HARBOR MEDICAL ARTS
- PALM LAKE SQUARE
- PARKSIDE AT LANSBROOK
- PATIO CONDO 1
- PATTY ANN ACRES
- PINE LAKE
- PINE RIDGE AT PALM HARBOR
- PINNACLE AT COBBS LANDING
- PIPERS MEADOW
- PLEASANT VALLEY ADD
- PONDS OF TARPON WOODS
- PONDS OF TARPON WOODS THE CONDO
- PRESERVE AT LANSBROOK CONDO THE
- PRESIDENTS LANDING PH 1
- PRESIDENTS LANDING PH 5
- RED OAK HILLS
- RESERVE AT LAKE TARPON THE
- RESERVE AT LAKE TARPON, THE
- RIDGEMOOR
- ROBINWOOD AT LANSBROOK
- RUSTIC OAKS
- SALEM SQUARE
- SANCTUARY AT COBBS LANDING THE
- SEASIDE POINT 2ND ADD
- SEE ATTACHED
- SEVERS LANDING PH 2
- SILVER RIDGE
- SOMERSET DOWNS
- SPANISH OAKS
- ST JOSEPH SOUND ESTATES
- STEEPLECHASE PH
- STONEBRIDGE PARK AT BOOT RANCH
- STRATHMORE GATE EAST
- STRATHMORE GATE-EAST
- STRATHMORE GATE-WEST
- SUNSET AT LANSBROOK SECOND REP
- SUNSHINE ESTATES
- SUTHERLAND TOWN OF
- SUTTON WOODS
- TAMPA & TARPON SPGS LAND CO
- TANGLEWOOD TOWNHOMES
- TANGLEWOOD TWNHMS
- TARPON LAKEVIEW MOBILE HOME PARK
- TARPON RIDGE TOWNHOMES
- TARPON RIDGE TWNHMS
- TARPON WOODS 2ND ADD REP
- TARPON WOODS 4TH ADD
- TARPON WOODS CONDO
- TARPON WOODS CONDO 3
- TARPON WOODS CONDO 4
- TARPON WOODS TANGLEWOOD PATIO HOMES
- TARPON WOODS THIRD ADD
- TEALWOOD VILLAS
- TINNEYS H N SUB
- TOMAQUA
- TOWNHOMES OF COUNTRYSIDE
- TOWNHOMES OF WESTLAKE
- TUSCANY AT INNISBROOK CONDO
- VALENCIA HEIGHTS
- VILLA CONDO I
- VILLAGE AT BENTLEY PARK
- VILLAGE AT BENTLEY PARK PH II TR B-1
- VILLAGE AT BENTLEY PARK PH II TR B-2
- VILLAGE AT BENTLEY PARK PHASE II, TRACT B
- VILLAGE OF SOMERSET WOODS
- VILLAGE OF WOODLAND HILLS
- VILLAGE OF WOODLAND HILLS UNITS 5 & 6
- VILLAS OF BEACON GROVES
- VILLAS OF SAN MARINO AT PALM HARBOR
- VILLAS OF SOMERSET WOODS CONDO THE
- WATERFORD AT PALM HARBOR LUXURY CONDO
- WATERFORD CROSSING PH I
- WATERFORD CROSSING PH II
- WEDGE WOOD OF PALM HARBOR
- WEDGE WOOD OF PALM HARBOR UNIT 1
- WESCOTT SQUARE
- WEST BREEZE ESTATES
- WEST LAKE VILLAGE
- WESTLAKE VILLAGE
- WESTLAKE VILLAGE SEC II
- WESTMONTE ESTATES
- WESTWIND I & II RESIDENT OWNED COMMUNITY UNREC
- WEXFORD LEAS – UNIT 6A
- WEXFORD LEAS UNIT 2B
- WEXFORD LEAS-UNIT 3
- WEXFORD LEAS-UNIT 7B
- WHISPER LAKE SUB
- WHITEHURSTS SUB
- WINDEMERE
- WINDMILL POINTE OF TARPON LAKE UNIT TWO
Market Summary
Current real estate data for Single Family in PALM HARBOR as of Sep 27, 2026
359
Single Family Listed
96
Avg DOM
299
Avg $ / SqFt
$626,410
Avg List Price
Property Summary
- Located in the CLOVERPLACE CONDO subdivision, 3174 PHLOX DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $249,900 and features 2 beds, 2 baths, and has approximately 860 square feet of living space, and was originally constructed in 1984. The current price per square foot is $291. The average price per square foot for Single Family listings in PALM HARBOR is $299. The average listing price for Single Family in PALM HARBOR is $626,410. To schedule a showing of MLS#tb8531522 at 3174 PHLOX DRIVE in PALM HARBOR, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of RAGSDALE RESIDENTIAL REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 3174 PHLOX DRIVE
PALM HARBOR, FL
