3165 PHLOX DRIVE PALM HARBOR FL 34684 MLS #TB8517639

3165 PHLOX DRIVE
PALM HARBOR, FL, 34684
$230,000
2 Beds
1 Baths
855 SqFt
0.09 Acres
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MLS #TB8517639 image #0
PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace

Stop scrolling—you just found the one.

Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today’s market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you’ll enjoy the feel of a single-family home without the maintenance headaches.

From the moment you step inside, you’ll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home.

The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef.

Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point.

Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida’s year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here.

Major updates provide peace of mind and long-term value, including:

New Roof (2016)
New A/C System (2018)
Move-in-ready condition
The Lifestyle You’ve Been Looking For

Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida’s most breathtaking Gulf beaches in a short drive.

With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you’ll enjoy a carefree lifestyle without the burden of excessive costs.

Cloverplace is:
* All Ages Welcome
* Pet Friendly
* Investor Friendly

Location. Lifestyle. Value.

Whether you’re a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don’t come around often.

Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three.

Don’t wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.

Property Details

Price:
$230,000
MLS #:
TB8517639
Status:
Active
Beds:
2
Baths:
1
Type:
Single Family
Subtype:
Villa
Subdivision:
CLOVERPLACE CONDO
Neighborhood:
34684palmharbor
Listed Date:
Jun 10, 2026
Finished Sq Ft:
855
Total Sq Ft:
855
Lot Size:
3,873 sqft / 0.09 acres (approx)
Year Built:
1984
CottagePoolPrimary Bedroom Main Floor34684 – Palm Harbor34684palmharborCloverplace CondoHighland Lakes Elementary-pnCarwise Middle-pnPalm Harbor Univ High-pnRefer To Condo Docs In Attachments And Check With Management During Due Diligence Period.No MinimumPets Allowed

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Schools

Elementary School:
Highland Lakes Elementary-PN
Middle School:
Carwise Middle-PN
High School:
Palm Harbor Univ High-PN

Interior

Appliances
Dishwasher, Disposal, Range, Range Hood, Refrigerator, Washer
Bathrooms
1 Full Bathroom
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
Laundry Features
Inside
Levels
One

Exterior

Architectural Style
Cottage
Attached Garage YN
1
Community Features
Buyer Approval Required, Deed Restrictions
Construction Materials
Stucco, Wood Frame (FSC Certified)
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Lighting
Garage Spaces
1
Lot Features
City Lot, In County, Landscaped, Sidewalk
Patio And Porch Features
Enclosed, Rear Porch
Roof
Shingle
Spa Features
In Ground

Financial

HOA Fee
$225
HOA Fee Frequency
Monthly
HOA Includes
Community Pool, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
HOA Name
Frankly Coastal Property Management
HOA Phone
(727) 799-0031
Tax Year
2025
Taxes
$744

Map

Community

Subdivisions in PALM HARBOR

Market Summary

Current real estate data for Single Family in PALM HARBOR as of Jun 17, 2026
369
Single Family Listed
86
Avg DOM
304
Avg $ / SqFt
$637,219
Avg List Price

Property Summary

    Located in the CLOVERPLACE CONDO subdivision, 3165 PHLOX DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $230,000 and features 2 beds, 1 baths, and has approximately 855 square feet of living space, and was originally constructed in 1984. The current price per square foot is $269. The average price per square foot for Single Family listings in PALM HARBOR is $304. The average listing price for Single Family in PALM HARBOR is $637,219. To schedule a showing of MLS#tb8517639 at 3165 PHLOX DRIVE in PALM HARBOR, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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3165 PHLOX DRIVE
PALM HARBOR, FL