PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace
Stop scrolling—you just found the one.
Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today’s market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you’ll enjoy the feel of a single-family home without the maintenance headaches.
From the moment you step inside, you’ll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home.
The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef.
Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point.
Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida’s year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here.
Major updates provide peace of mind and long-term value, including:
New Roof (2016)
New A/C System (2018)
Move-in-ready condition
The Lifestyle You’ve Been Looking For
Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida’s most breathtaking Gulf beaches in a short drive.
With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you’ll enjoy a carefree lifestyle without the burden of excessive costs.
Cloverplace is:
* All Ages Welcome
* Pet Friendly
* Investor Friendly
Location. Lifestyle. Value.
Whether you’re a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don’t come around often.
Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three.
Don’t wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.
Stop scrolling—you just found the one.
Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today’s market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you’ll enjoy the feel of a single-family home without the maintenance headaches.
From the moment you step inside, you’ll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home.
The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef.
Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point.
Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida’s year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here.
Major updates provide peace of mind and long-term value, including:
New Roof (2016)
New A/C System (2018)
Move-in-ready condition
The Lifestyle You’ve Been Looking For
Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida’s most breathtaking Gulf beaches in a short drive.
With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you’ll enjoy a carefree lifestyle without the burden of excessive costs.
Cloverplace is:
* All Ages Welcome
* Pet Friendly
* Investor Friendly
Location. Lifestyle. Value.
Whether you’re a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don’t come around often.
Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location—and this one delivers on all three.
Don’t wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.
Property Details
Price:
$230,000
MLS #:
TB8517639
Status:
Active
Beds:
2
Baths:
1
Type:
Single Family
Subtype:
Villa
Subdivision:
CLOVERPLACE CONDO
Neighborhood:
34684palmharbor
Listed Date:
Jun 10, 2026
Finished Sq Ft:
855
Total Sq Ft:
855
Lot Size:
3,873 sqft / 0.09 acres (approx)
Year Built:
1984
CottagePoolPrimary Bedroom Main Floor34684 – Palm Harbor34684palmharborCloverplace CondoHighland Lakes Elementary-pnCarwise Middle-pnPalm Harbor Univ High-pnRefer To Condo Docs In Attachments And Check With Management During Due Diligence Period.No MinimumPets Allowed
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Schools
Elementary School:
Highland Lakes Elementary-PN
Middle School:
Carwise Middle-PN
High School:
Palm Harbor Univ High-PN
Interior
Appliances
Dishwasher, Disposal, Range, Range Hood, Refrigerator, Washer
Bathrooms
1 Full Bathroom
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
Laundry Features
Inside
Levels
One
Exterior
Architectural Style
Cottage
Attached Garage YN
1
Community Features
Buyer Approval Required, Deed Restrictions
Construction Materials
Stucco, Wood Frame (FSC Certified)
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Lighting
Garage Spaces
1
Lot Features
City Lot, In County, Landscaped, Sidewalk
Patio And Porch Features
Enclosed, Rear Porch
Roof
Shingle
Spa Features
In Ground
Financial
HOA Fee
$225
HOA Fee Frequency
Monthly
HOA Includes
Community Pool, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
HOA Name
Frankly Coastal Property Management
HOA Phone
(727) 799-0031
Tax Year
2025
Taxes
$744
Map
Community
- Address3165 PHLOX DRIVE PALM HARBOR FL
- SubdivisionCLOVERPLACE CONDO
- CityPALM HARBOR
- CountyPinellas
- Zip Code34684
Subdivisions in PALM HARBOR
- ANCHORAGE OF TARPON LAKE UNIT ONE THE
- ANCHORAGE OF TARPON LAKE UNIT THREE THE
- ANCHORAGE OF TARPON LAKE UNIT TWO THE
- ARBOR CHASE
- ARBOR GLEN PH TWO
- ASHLEY DOWNS
- AUTUMN WOODS-UNIT 1
- AUTUMN WOODS-UNIT II
- AYLESFORD PH 1
- AYLESFORD PH 2
- BALINTORE
- BAYWOOD ON THE GULF 1 CONDO
- BAYWOOD VILLAGE
- BAYWOOD VILLAGE SEC 2
- BAYWOOD VILLAGE SEC 3
- BAYWOOD VILLAGE SEC 5
- BEACON GROVES
- BEACON GROVES UNIT II
- BEACON GROVES UNIT III
- BEACON GROVES UNIT IV
- BENTLEY AT COBBS LANDING CONDO THE
- BERISFORD
- BIG BEND PROFESSIONAL CENTER I CONDO
- BIG BEND PROFESSIONAL CENTER II CONDO
- BLUE JAY MOBILE HOME ESTATES CONDO
- BLUE JAY WOODLANDS- PH 1
- BONAVENTURE CONDO
- BOOT RANCH – EAGLE RIDGE PH A
- BOOT RANCH – EAGLE RIDGE PH B
- BOOT RANCH – EAGLE TRACE – PH B-II
- BOOT RANCH – EAGLE WATCH
- BOOT RANCH – EAGLE WATCH PH B-1
- BRIARWICK
- BRIDLEWOOD AT TARPON WOODS PH I
- BROOKER CREEK
- BROOKHAVEN
- BURGHSTREAMS’S SUB
- BURGHSTREAMSS SUB
- CARLYLE
- CHATTAM LANDING PH I
- CHATTAM LANDING PH II
- CINNAMON HILL
- CLEARING THE
- CLOVERPLACE CONDO
- CORNERSTONE CENTRE
- COUNTRY GROVE SUB
- COUNTRYBROOK CONDO
- COUNTRYSIDE NORTH TR 3B PH 2
- COUNTRYSIDE NORTH TR 5 PH 3
- COUNTRYSIDE PALMS
- COURTYARDS 2 AT GLENEAGLES
- COVE SPGS CONDO
- COVENTRY VILLAGE
- COVENTRY VILLAGE PH 1
- COVENTRY VILLAGE PH II-A
- CROSSINGS AT LAKE TARPON
- CRYSTAL BAY M/H CLUB INC UNREC
- CRYSTAL BAY MOBILE HOME CLUB INC UNRECORDED LOT
- CRYSTAL BAY TRAVEL PARK INC UNREC
- CRYSTAL BEACH ESTATES
- CRYSTAL BEACH ESTATES UNIT II
- CRYSTAL BEACH HEIGHTS
- CRYSTAL BEACH REV
- CRYSTAL LAKE CONDO
- CURLEW GROVES
- CURLEW GROVES UNIT ONE
- CURLEW GROVES UNIT TWO
- CYPRESS GREEN
- CYPRESS WOODS
- DOLLY BAY A VILLAGE ON LAKE TARPON
- DOLLY BAY, A VILLAGE ON LAKE TARPON
- DOVE HOLLOW-UNIT I
- DOVE HOLLOW-UNIT II
- DUNBRIDGE WOODS
- EAGLE CHASE
- EL PASADO A CONDO
- ELLINWOOD PH 1
- ENCLAVE AT GLENEAGLES
- ENCLAVE AT PALM HARBOR
- ENISWOOD UNIT II A
- ENISWOOD-UNIT I
- ESTATES AT COBBS LANDING THE PH 1
- ESTATES AT COBBS LANDING THE PH II
- ESTATES AT ENISWOOD
- ESTATES OF LAKE TARPON
- FALCON RIDGE
- FARRELL PARK CONDO
- FOREST GROVE PH I
- FOX CHASE TWNHMS
- FOX CHASE WEST CONDO
- FOX LAKE TWNHMS
- FRANKLIN SQUARE
- FRANKLIN SQUARE PH III
- FRESH WATER ESTATES
- FUTRELLS SUB
- GLENBROOK EAST
- GLENEAGLES CLUSTER
- GLENEAGLES I CONDO
- GLENRIDGE EAST
- GOLF VIEW ESTATES
- GOLFSIDE
- GRAND BAY HEIGHTS
- GRAND BAY SUB
- GRAND CYPRESS ON LAKE TARPON
- GREAT OAKS OF OZONA
- GREEN VALLEY ESTATES UNIT TWO
- GRIDERS H L SUB
- GROVES AT COBBS LANDING
- HAMLET AT BENTLEY PARK PH II
- HAMMOCKS THE
- HAMMOCKS THE UNIT III
- HARBOR CLUB CONDO
- HARBOR HILLS OF PALM HARBOR
- HARBOR LAKES – UNIT II
- HARBOR LANDING
- HARBOR PLACE
- HARBOR RIDGE OF PALM HARBOR
- HARBOR SPGS OF PALM HARBOR
- HARBOURTOWNE AT COUNTRY
- HIDDEN GROVE COURT
- HIDDEN GROVE SUB
- HIDDEN LAKE
- HIDDEN LAKE VILLAS
- HIGHGATE
- HIGHLAND LAKES
- HIGHLAND LAKES CONDO
- HIGHLAND LAKES CONDO II
- HIGHLAND LAKES DUPLEX VILLAGE II
- HIGHLAND LAKES GREENVIEW VILLAS CONDO I
- HIGHLAND LAKES MISSION GROVE CONDO
- HIGHLAND LAKES MODEL CONDO
- HIGHLAND LAKES UNIT 14 PH 1
- HIGHLAND LAKES UNIT 14 PH 2
- HIGHLAND LAKES UNIT EIGHTEEN
- HIGHLAND LAKES UNIT SIX
- HIGHLAND LAKES VILLAS ON THE GREEN
- HIGHLAND LAKES-MISSION GROVE CONDO
- HIGHLANDS OF INNISBROOK
- INDIAN BLUFF ISLAND
- INDIAN BLUFF ISLAND 2ND ADD
- INDIAN BLUFF ISLAND 3RD ADD
- INDIAN TRAILS
- INDIAN TRAILS ADD
- INDIGO POND CONDO
- INNISBROOK
- INNISBROOK 01 CONDO
- INNISBROOK 03 CONDO
- INNISBROOK 04 CONDO
- INNISBROOK 05 CONDO
- INNISBROOK 06 CONDO
- INNISBROOK 07 CONDO
- INNISBROOK 08 CONDO
- INNISBROOK 09 CONDO
- INNISBROOK 10 CONDO
- INNISBROOK 12 CONDO
- INNISBROOK 13 CONDO
- INNISBROOK 15 CONDO
- INNISBROOK 17 CONDO
- INNISBROOK 19 CONDO
- INNISBROOK 20 CONDO
- INNISBROOK 21 CONDO
- INNISBROOK 22 CONDO
- INNISBROOK 23 CONDO
- INNISBROOK 24
- INNISBROOK 24 CONDO
- INNISBROOK 9 CONDO
- INNISBROOK PRCL F
- INNISBROOK RESORT
- IVY RIDGE PH 2
- JUNIPER BAY PH 2
- JUNIPER BAY PH 4
- KRAMER F A SUB
- KRAMER, F.A.
- KYLEMONT
- LA MIRAGE OFFICE COMPLEX
- LAKE HIGHLANDS ESTATES
- LAKE POINTE AT COUNTRYSIDE
- LAKE SHORE ESTATES
- LAKE SHORE ESTATES 1ST ADD
- LAKE SHORE ESTATES 2ND ADD
- LAKE SHORE ESTATES 3RD ADD
- LAKE ST GEORGE SOUTH UNIT II
- LAKE ST GEORGE SOUTH UNIT III
- LAKE ST GEORGE SOUTH UNIT IV
- LAKE ST GEORGE UNIT VIII-A
- LAKE ST GEORGE-SOUTH
- LAKE ST GEORGE-UNIT V-A
- LAKE TARPON ESTATES
- LAKE TARPON MOBILE HOME VILLAGE
- LAKE TARPON VILLAS CONDO
- LAKE VALENCIA –
- LAKE VALENCIA UNIT 3A
- LAKE VALENCIA UNIT 3B
- LAKE VALENCIA UNIT ONE
- LANDINGS CONDO THE
- LANDMARK OAKS CONDO
- LAROCCA ESTATES
- LAUREL OAK WOODS
- LAUREL OAKS AT COUNTRY WOODS CONDO
- LYNNWOOD PH 1
- LYNNWOOD PH 2
- MAGNOLIA WATERFRONT APTS INC CO-OP
- MANNING OAKS
- MEADOW BROOK SUB 1ST ADD
- MEADOWLAKE PALM HARBOR CONDO
- MISSION GROVE CONDO
- MYRTLE POINT PH 1
- NOELL HEIGHTS UNIT TWO
- NORTH POINT OF PALM HARBOR
- OAKS AT COUNTRYSIDE I THE CONDO
- OAKS OF TARPON WOODS CONDO
- OCEANVIEW VILLAGE
- ORANGE TREE VILLAS CONDO
- OSPREY POINT
- OSPREY RIDGE OF PALM HARBOR
- OZONA SHORES
- OZONA SHORES 1ST ADD
- OZONA SHORES 3RD ADD
- OZONA SHORES 5TH ADD
- OZONA SHORES REP 3RD ADD
- PALM HARBOR ESTATES
- PALM HARBOR MEDICAL ARTS
- PALM LAKE SQUARE
- PATIO CONDO 1
- PATTY ANN ACRES
- PINE LAKE
- PINE RIDGE AT PALM HARBOR
- PLANTATION GROVE
- PLANTATION GROVE UNI
- PLEASANT VALLEY ADD
- PONDS OF TARPON WOODS THE CONDO
- PRESERVE AT LANSBROOK CONDO THE
- PRESIDENTS LANDING PH 5
- RED OAK HILLS
- ROBINWOOD AT LANSBROOK
- RUSTIC OAKS
- RUSTIC OAKS 1ST ADD
- RUSTIC OAKS SECOND ADD
- RYANS WOODS
- SALEM SQUARE
- SALEM VILLAGE
- SANCTUARY AT COBBS LANDING THE PH II
- SILVER RIDGE
- SPANISH OAKS
- ST JOSEPH SOUND ESTATES
- STEEPLECHASE PH
- STONEBRIDGE PARK AT BOOT RANCH
- STRATHMORE GATE EAST
- STRATHMORE GATE-EAST
- SUNSET AT LANSBROOK SECOND REP
- SUNSHINE ESTATES
- SUTHERLAND SHORES
- SUTHERLAND TOWN OF
- SUTHERLAND, TOWN OF BLK 117, LOT 13 & W 23FT OF LO
- SUTTON WOODS
- TAMPA & TARPON SPGS LAND CO
- TANGLEWOOD TWNHMS
- TARPON RIDGE TOWNHOMES
- TARPON RIDGE TWNHMS
- TARPON WOODS
- TARPON WOODS 2ND ADD REP
- TARPON WOODS 4TH ADD
- TARPON WOODS CONDO
- TARPON WOODS CONDO 3
- TARPON WOODS CONDO 4
- TARPON WOODS TANGLEWOOD PATIO HOMES
- TARPON WOODS THIRD ADD
- TINNEYS H N SUB
- TOWNHOMES OF COUNTRYSIDE
- TOWNHOMES OF WESTLAKE
- TOWNHOMES OF WESTLAKE VILLAGE
- TUSCANY AT INNISBROO
- TUSCANY AT INNISBROOK CONDO
- VILLA CONDO I
- VILLAGE AT BENTLEY P
- VILLAGE AT BENTLEY PARK
- VILLAGE OF WOODLAND HILLS
- VILLAGE OF WOODLAND HILLS UNIT 1A
- VILLAGE OF WOODLAND HILLS UNITS 5 & 6
- VILLAS OF BEACON GROVES
- VILLAS OF BEACON GROVES UNIT I
- VILLAS OF SAN MARINO AT PALM HARBOR
- VILLAS OF SOMERSET WOODS CONDO THE
- WALL SPGS
- WATERFORD AT PALM HARBOR LUXURY CONDO
- WATERFORD CROSSING PH I
- WATERFORD CROSSING PH II
- WEDGE WOOD OF PALM HARBOR
- WESCOTT SQUARE
- WEST BREEZE ESTATES
- WEST LAKE VILLAGE
- WESTLAKE VILLAGE
- WESTLAKE VILLAGE SEC II
- WESTLAKE VILLAS CONDO
- WESTWIND
- WESTWIND I & II RESIDENT OWNED COMMUNITY UNREC
- WEXFORD LEAS
- WEXFORD LEAS – UNIT 7C
- WEXFORD LEAS UNIT 1
- WEXFORD LEAS UNIT 4B
- WHISPER LAKE SUB
- WINDEMERE
- WINDMILL POINTE OF TARPON LAKE – UNIT THREE
Market Summary
Current real estate data for Single Family in PALM HARBOR as of Jun 17, 2026
369
Single Family Listed
86
Avg DOM
304
Avg $ / SqFt
$637,219
Avg List Price
Property Summary
- Located in the CLOVERPLACE CONDO subdivision, 3165 PHLOX DRIVE PALM HARBOR FL is a Single Family for sale in PALM HARBOR, FL, 34684. It is listed for $230,000 and features 2 beds, 1 baths, and has approximately 855 square feet of living space, and was originally constructed in 1984. The current price per square foot is $269. The average price per square foot for Single Family listings in PALM HARBOR is $304. The average listing price for Single Family in PALM HARBOR is $637,219. To schedule a showing of MLS#tb8517639 at 3165 PHLOX DRIVE in PALM HARBOR, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of KELLER WILLIAMS REALTY- PALM H. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 3165 PHLOX DRIVE
PALM HARBOR, FL
