Under contract-accepting backup offers. Move-In Ready Home in Whispering Ridge with ***ASSUMABLE 2.25% FINANCING TO QUALIFIED BUYERS WHO PLAN TO LIVE IN THE HOME AS THEIR PRIMARY RESIDENCE*** and SELLER WILL GIVE $5,000 TOWARS BUYERS CLOSING COSTS. Seller’s current PITI (principal, interest, taxes & insurance) monthly payment is $1312. Seller may consider assisting with closing costs. Welcome to this beautifully maintained 4-bedroom, 2-bath home in the desirable Whispering Ridge subdivision. The open floor plan offers comfortable living and is complemented by new luxury vinyl flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, featuring a center island with breakfast bar, granite countertops, stainless steel appliances, and abundant cabinet and workspace. An inside laundry room adds convenience and functionality. Step outside to enjoy the screened back porch with ceiling fan overlooking the privacy of the white vinyl fenced backyard—perfect for relaxing or entertaining family and friends. Best of all, this home offers assumable VA financing (you don’t have to be a Veteran in order to assume this loan) at an attractive 2.25% interest rate, providing a rare opportunity for buyers to buy more home for less money. Conveniently located near Hwy 60 and US Hwy 27 in Lake Wales, you’ll enjoy easy access to shopping, dining, and commuting. Be sure to explore the attached 3-D Interactive Tour for a complete virtual walkthrough of this ready-to-move-in home.
Property Details
Price:
$282,000
MLS #:
P4939171
Status:
Active Under Contract
Beds:
4
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
WHISPERING RIDGE HOMEOWNERS ASSOCIATION
Neighborhood:
33853lakewalessouth
Listed Date:
Jul 4, 2026
Finished Sq Ft:
1,992
Total Sq Ft:
2,660
Lot Size:
8,276 sqft / 0.19 acres (approx)
Year Built:
2019
See this Listing
Schools
Elementary School:
Spook Hill Elem
Middle School:
McLaughlin Academy Of Excellence
Interior
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Luxury Vinyl
Heating
Central, Electric
Interior Features
Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Levels
One
Exterior
Architectural Style
Contemporary
Attached Garage YN
1
Common Walls
Corner Unit
Community Features
Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water, Playground, Sidewalks
Construction Materials
Block, Concrete, Stucco
Covered Spaces
2
Direction Faces
Southeast
Exterior Features
Lighting, Private Yard, Sidewalk
Fencing
Vinyl
Garage Spaces
2
Lot Features
Cleared, Corner Lot, City Lot, Landscaped, Level, Sidewalk
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Ground Level
Patio And Porch Features
Front Porch, Rear Porch, Screened
Roof
Shingle
Window Features
Drapes, Window Treatments
Financial
HOA Fee
$50
HOA Fee Frequency
Monthly
HOA Includes
Common Area Taxes, Escrow Reserves Fund
HOA Name
Whispering Ridge HOA/Joyce Martel
HOA Phone
863-940-2863
Tax Year
2025
Taxes
$3,161
Map
Community
- Address1120 TOBIE ST LAKE WALES FL
- SubdivisionWHISPERING RIDGE HOMEOWNERS ASSOCIATION
- CityLAKE WALES
- CountyPolk
- Zip Code33853
Subdivisions in LAKE WALES
- 0000122782
- 939210
- ACREAGE
- ALTADENA SUB
- ANCHOR INN
- ANCHOR INN SUB
- ANNABELLE ESTATES
- BLANCHARD TERRACE
- BRIGGS ADD
- BROOKSHIRE
- BULLARD BLDG CONDO
- BUSH HEIGHTS
- CALOOSA LAKE VILLAGE
- CALOOSA LAKE VILLAGE UN 2
- CARLTON CLUB INC REP
- CARLTON MANOR
- CAROLTON MANOR
- CARY WALTERS SUB
- CENTRAL LAKE ESTATES
- CHALET ESTATES
- CHERRY POCKET
- CITRUS RIDGE OF LAKE WALES
- CORAL ACRES
- COUNTRY CLUB ESTATES
- COUNTRY CLUB VILLAGE CONDO
- COUNTRY CLUB VILLAGE PH 02
- COUNTRY CLUB VILLAGE PH 03
- COUNTRY CLUB VILLAGE PH 3
- COUNTRY OAKS ESTATES
- CROOKED LAKE PARK 02
- CROOKED LAKE PARK TR 05
- CROWN POINTE PH 01
- CROWN POINTE PH 02
- DANGELO SUB
- DINNER LAKE SHORES PH 01
- DINNER LAKE SHORES PH 03
- DINNER LAKE SHORES PH 1
- DINNER LAKE SOUTH
- DRUID HILLS
- EAST LAKE PARK PH 01
- EAST PARK HEIGHTS
- EAST PARK HEIGHTS ADD
- EASTLAKE PARK PH II
- EMERALD & ALVINA ESTATES
- FAIR OAKS SUB
- FAIRMONT
- FRESCO PARK
- FRESCO PARK PB 33 PG 20
- GENESIS POINT
- GENESIS POINT CONDO
- GLEN ST MARY SUB
- GOLDENBOUGH T A YARNELL
- GOLF VIEW PARK
- GOLF VIEW PARK RESUB
- GRANADA 04 & V CONDO
- GRANADA CONDO
- GRANADA LAND CONDO
- GREENBRIAR PH 01
- GREENBRIAR PH 1
- H M J INC PROP
- HARPER ESTATES
- HARTMANS SUB
- HECKSCHER SECOND ADD
- HEMINGWAY VILLAGE
- HESPERIDES SUB REVISED PB 7 PG 32
- HIBISCUS PARK
- HICKORY RIDGE ESTATES
- HIGHLAND ACRES PB 58 PG 42
- HIGHLAND CREST PH 02
- HIGHLAND PARK MANOR 01
- HIGHLAND PARK MANOR 04
- HIGHLAND PARK PINES SUB
- HIGHLAND PARK SUB
- HIGHLAND POINTE
- HIGHLAND POINTE PH 02
- HOWEY W J LAND STARR LAKE
- HUNT CLUB AT LAKE WALES PHASE 1
- HUNT CLUB AT LAKE WALES PHASE 1 PB 206 PGS 1-6 LOT
- HUNT CLUB GROVES
- HUNT CLUB GROVES 40S
- HUNT CLUB GROVES 50S GC
- HUNT CLUB/LK WALES PH 1
- HUNT CLUB/LK WALES SOUTH PH I
- INDIAN LAKE ESTATES
- JENNY ACRES
- LA CASA
- LA CASA CONDO
- LAKE
- LAKE ASHTON
- LAKE ASHTON GOLF CLUB PH 01
- LAKE ASHTON GOLF CLUB PH 02
- LAKE ASHTON GOLF CLUB PH 03-A
- LAKE ASHTON GOLF CLUB PH 03B
- LAKE ASHTON GOLF CLUB PH 04
- LAKE ASHTON GOLF CLUB PH 06
- LAKE ASHTON GOLF CLUB PH 1
- LAKE ASHTON GOLF CLUB PH II
- LAKE ASHTON GOLF CLUB PH III-A
- LAKE ASHTON GOLF CLUB PH IV
- LAKE HAVEN ACRES
- LAKE PIERCE HEIGHTS RESUB PT & LAKE PIERCE HEIGHTS
- LAKE PIERCE RANCHETTES
- LAKE PIERCE RANCHETTES FIFTH ADD
- LAKE PIERCE RANCHETTES FIRST ADD
- LAKE PIERCE RANCHETTES SECOND ADD
- LAKE PIERCE RETREAT ADDITION
- LAKE PIERCE RETREATS
- LAKE PIERCE VISTAS
- LAKE ROSALIE OAKS
- LAKE ROSALIE RANCHES
- LAKE WALES
- LAKE WALES ESTATE
- LAKE WALES ESTATES
- LAKE WALES ESTATES PRCL 345
- LAKE WALES ESTS TRACT 561 SEC
- LAKE WALES HEIGHTS
- LAKE WALES HGHTS
- LAKE WALES HIGHLAND HEIGHTS RESUB
- LAKE WALES HIGHLAND HEIGHTS RESUB PT
- LAKE WALES LAND CO RESUB
- LAKE WALES LAND CO SUB
- LAKE WALES POLK CO FL
- LAKE WALES RESUB
- LAKE WALES VILLAGE
- LAKE WALES VILLAGE CONDO
- LAKE WALK IN WATER HEIGHTS
- LAKESHORE CLUB
- LANDINGS AT LAKE EASY
- LEIGHTON LNDG
- LEOMA’S LANDING 50’S
- LEOMAS LANDING
- LEOMAS LANDING – PHASE 2
- LEOMAS LNDG PH 1
- LEOMAS LNDG PH I
- LINCOLN PARK ADD
- LK PIERCE PCLS 360 THRU 364
- LONG HAMMOCK PH 01
- LONGLEAF CONDO 11
- MABEL PLACE
- MAGNOLIA PARK SUB
- MAMMOTH GROVE
- MAMMOTH GROVE SEC 31
- MASSICOTTE
- MASTERPIECE PARK ESTATES
- MONEYTREE RANCHETTES SUB
- MOUNTAIN LAKE UNREC
- NATURES EDGE RESORT PH 01
- NATURES EDGE RESORT PHASE ONE
- NONRESIDENTIAL CONDO
- NORTH SHORE HILLS
- NORTH SHORE HILLS ADD
- NORTHSHORE HIGHLANDS
- NORTHSIDE HEIGHTS
- NOT IN SUBDIVISION
- OAK ACRES
- OAKWOOD GOLF CLUB PH 02
- ORANGE CENTER SUB
- ORANGE HEIGHTS SYNDICATE
- ORANGE PARK
- OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDO
- OUTDOOR RESORTS RIVER RANCH INN & COTTAGES PH 01
- OUTDOOR RESORTS RIVER RANCH RV RESORT PH 02
- OUTDOOR RESORTS RIVER RANCH RV RESORT PH 03
- OUTDOOR RESORTS RIVER RANCH RV RESORT PH 04
- OUTDOOR RESORTS RIVER RANCH RV RESORT PH 05A
- PALM ACRES SUB
- PINEHURST SUB
- PLEASANT ACRES
- PLEASANT ACRES UN 2
- PLEASANT ACRES UN 4
- POINCIANA HEIGHTS
- RESERVE AT FOREST LAKE
- RESERVE/FRST LK PH 1
- RESORT AT CANOPY OAKS
- RESORT/CANOPY OAKS
- REVISED HESPERIDES SUB
- RIDGE MANOR
- RIVER RANCH SHORES
- ROBINS RUN PHASE 1
- ROLLING OAK RIDGE SUB
- SADDLEBAG
- SADDLEBAG LAKE
- SCENIC BLUFF PH 2
- SCENIC BLUFF PH I
- SHADOW LAWN SUB
- SHEPHARDS
- SOUTH LAKE WALES
- SOUTH LAKE WALES YACHT CLUB SEC 01 REV
- SOUTH SHORE OAKS REP 02
- SOUTH SHORE RESIDENCE
- SOUTH SHORE RESORT AN RV CONDO
- STARR LAKE DEV CO SUB
- STONES SUB
- SUNSET POINTE PH 02
- SUNSET POINTE PH 3
- TAYLOR GRVS
- THOUSAND ROSES
- THULBERRYS FIRST ADD
- THULBERRYS SECOND SUB
- TIBADOS SUB
- TIGER CREEK
- TIGER CREEK FOREST
- TIGER CREEK FOREST ADD
- TIGER CREEK GROVES
- TIGER CREEK SUB
- TILLMAN SUB
- TIMBERLAKE SUB
- TIMBERLANE SUB
- TINDEL RANCHES
- TIOTI BEACH ESTATES
- TIOTIE BEACH ESTATES
- TIOTIE BEACH ESTATES PHASE 1
- TIOTIE BEACH ESTATES UNIT 1
- TRACT 123
- TWENTY-SEVEN CORNERS
- TWIN FOUNTAINS CLUB
- TWIN FOUNTAINS INC A CONDO MHP
- TWIN LAKE PARK
- TWIN LAKE PARK RESUB
- TWIN LAKE PARK SUB
- UNREC LAKE WALES ESTATES
- VIEW POINTE
- WALK IN THE WATER VILLAGE UNIT 01
- WALK IN THE WATER VILLAGE UNIT 03
- WALK IN THE WATER VILLAGE UNIT THREE
- WALK IN WATER LAKE ESTATES
- WALK IN WATER LAKE ESTATES PH 01
- WALK IN WATER LAKE ESTATES PH 03
- WALK IN WATER LAKE ESTATES PH 05
- WALK IN WATER VILLAGE
- WALK-IN-WATER LAKE ESTATES
- WASHINGTON PARK
- WAVERLY
- WEST INDIAN LAKE HEIGHTS
- WEST LAKE WALES
- WHISPERING RDG PH 1
- WHISPERING RIDGE HOMEOWNERS ASSOCIATION
- WHISPERING RIDGE PH 01
- WOODLAND HILLS
- WOODLANDS
Market Summary
Current real estate data for Single Family in LAKE WALES as of Aug 31, 2026
299
Single Family Listed
130
Avg DOM
200
Avg $ / SqFt
$348,189
Avg List Price
Property Summary
- Located in the WHISPERING RIDGE HOMEOWNERS ASSOCIATION subdivision, 1120 TOBIE ST LAKE WALES FL is a Single Family for sale in LAKE WALES, FL, 33853. It is listed for $282,000 and features 4 beds, 2 baths, and has approximately 1,992 square feet of living space, and was originally constructed in 2019. The current price per square foot is $142. The average price per square foot for Single Family listings in LAKE WALES is $200. The average listing price for Single Family in LAKE WALES is $348,189. To schedule a showing of MLS#p4939171 at 1120 TOBIE ST in LAKE WALES, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of POLK REAL ESTATE LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 1120 TOBIE ST
LAKE WALES, FL
