328 USEPPA CAPTIVA FL 33924 MLS #C7523767

328 USEPPA
CAPTIVA, FL, 33924
$2,150,000
5 Beds
3.5 Baths
2,992 SqFt
0.33 Acres
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MLS #C7523767 image #0
This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

Property Details

Price:
$2,150,000
MLS #:
C7523767
Status:
Active
Beds:
5
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
COTTAGE SITE III-28
Neighborhood:
33924captiva
Listed Date:
Mar 25, 2026
Finished Sq Ft:
2,992
Total Sq Ft:
8,188
Lot Size:
14,244 sqft / 0.33 acres (approx)
Year Built:
1988
Key WestPoolTennisCommunity Club House33924 – Captiva33924captivaCottage Site Iii-28Renters Must Be Members Of Useppa Island Club And Marina, Or Guests Of A Member. Useppa Island Is Private.1-7 Days

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Schools

Interior

Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air, Zoned
Flooring
Laminate
Heating
Electric, Zoned
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry Features
Inside, Laundry Room
Levels
Three Or More

Exterior

Accessibility Features
Accessible Bedroom, Accessible Common Area, Accessible Doors, Accessible Electrical and Environmental Controls, Accessible Kitchen, Accessible Kitchen Appliances, Accessible Central Living Area, Accessible Stairway, Accessible Washer/Dryer, Central Living Area
Architectural Style
Key West
Association Amenities
Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
Attached Garage YN
1
Community Features
Bay/Harbor Front, Intracoastal Waterway, Marina, Water Access, Waterfront, Association Recreation – Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
Construction Materials
HardiPlank Type, Wood Frame (FSC Certified)
Covered Spaces
2
Direction Faces
East
Exterior Features
Balcony, French Doors, Private Entrance, Storage
Garage Spaces
2
Lot Features
Historic District, Landscaped, Sidewalk, Unincorporated
Open Parking YN
1
Parking Features
Covered, Curb Parking, Driveway, Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Under Building, Workshop in Garage
Patio And Porch Features
Covered, Screened, Wrap Around
Roof
Metal
Security Features
Fire Alarm, Fire Sprinkler System
View
Park/Greenbelt, Water
Waterfront Features
Bay/Harbor Front, Waterfront
Window Features
Storm Window(s), Wood Frames

Financial

HOA Fee
$504
HOA Fee 2
$1,622
HOA Fee 2 Frequency
Monthly
HOA Fee Frequency
Monthly
HOA Includes
Community Pool, Escrow Reserves Fund, Manager, Pool Maintenance, Private Road, Recreational Facilities, Trash
HOA Name
Evelyn
HOA Name 2
Useppa Island Partners LLC
HOA Phone
239-283-1061
HOA Phone 2
239.283.1061
Tax Year
2025
Taxes
$17,604

Map

Community

Market Summary

Current real estate data for Single Family in CAPTIVA as of Apr 28, 2026
6
Single Family Listed
154
Avg DOM
883
Avg $ / SqFt
$3,215,800
Avg List Price

Property Summary

    Located in the COTTAGE SITE III-28 subdivision, 328 USEPPA CAPTIVA FL is a Single Family for sale in CAPTIVA, FL, 33924. It is listed for $2,150,000 and features 5 beds, 4 baths, and has approximately 2,992 square feet of living space, and was originally constructed in 1988. The current price per square foot is $719. The average price per square foot for Single Family listings in CAPTIVA is $883. The average listing price for Single Family in CAPTIVA is $3,215,800. To schedule a showing of MLS#c7523767 at 328 USEPPA in CAPTIVA, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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328 USEPPA
CAPTIVA, FL