LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. Call for more info.
This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
Property Details
Price:
$715,000
MLS #:
TB8516430
Status:
Active
Beds:
3
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
FLANIGAN C R SUB
Neighborhood:
33823auburndale
Listed Date:
Jun 5, 2026
Finished Sq Ft:
3,488
Total Sq Ft:
5,501
Lot Size:
25,130 sqft / 0.59 acres (approx)
Year Built:
1973
See this Listing
Schools
Elementary School:
Auburndale Central Elem
Middle School:
Stambaugh Middle
High School:
Auburndale High School
Interior
Appliances
Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile, Laminate, Porcelain Tile, Hardwood
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry Features
Inside
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
East
Exterior Features
Irrigation System, Lighting, Sidewalk, Sliding Doors
Fencing
Chain Link, Fenced, Vinyl
Garage Spaces
2
Lot Features
City Lot, Sidewalk
Open Parking YN
1
Other Structures
Shed(s)
Parking Features
Circular Driveway, Driveway, Oversized
Patio And Porch Features
Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Roof
Shingle
Security Features
Smoke Detector(s)
Spa Features
In Ground
View
Water
Waterfront Features
Lake Front
Window Features
Blinds, Window Treatments
Financial
Tax Year
2025
Taxes
$7,447
Map
Community
- Address331 BAY STREET AUBURNDALE FL
- SubdivisionFLANIGAN C R SUB
- CityAUBURNDALE
- CountyPolk
- Zip Code33823
Subdivisions in AUBURNDALE
- ACREAGE
- ALBERTA PARK ANNEX REP
- AMBER ESTATES
- ARIANA CORP
- ARIANA ESTATES
- ARIANA HARBOR
- ARIANA HILLS
- ARIANA SHORES MHP
- ARIANA WOODS
- ARIETTA POINT
- AUBURN GROVE
- AUBURN GROVE PH 1
- AUBURN GROVE PH I
- AUBURN GROVE PH II
- AUBURN OAKS
- AUBURN PRESERVE
- AUBURNDALE
- AUBURNDALE HEIGHTS
- AUBURNDALE HGTS PB 2 PG 13
- AUBURNDALE LAKESIDE PARK
- AUBURNDALE LAKESIDE PARK SUB
- AUBURNDALE MANOR
- AZALEA PARK
- BELLAVIVA
- BENTLEY NORTH
- BENTLEY OAKS
- BERKES ADD
- BERKLEY HEIGHTS
- BERKLEY MANOR
- BERKLEY POINTE
- BERKLEY RDG PH 03
- BERKLEY RDG PH 2
- BERKLEY RESERVE
- BERKLEY RESERVE REP
- BERKLEY RIDGE
- BRIGHTON POINTE ESTATES
- BROOKLAND PARK
- CADENCE CROSSING
- CALDWELL ESTATES
- CASCARA
- CASCARA PH 2
- DENNIS PARK
- DIAMOND RIDGE
- DOVES VIEW
- EAGLE POINT
- EDMISTON & ESLICK ADD
- ENCLAVE AT LAKE MYRTLE
- ENCLAVE/LK ARIETTA
- ENCLAVE/LK MYRTLE
- ESTATES AUBURNDALE
- ESTATES AUBURNDALE PH 02
- ESTATES/AUBRUNDALE PH 2
- EVYLN HEIGHTS UNIT 02 REP
- FAIR HAVEN ESTATES
- FLAMINGO HEIGHTS SUB
- FLANIGAN C R SUB
- GABARONE PH 01
- GREENFIELD E D MICHIGAN LAKESIDE PARK
- GRIMES WOODLAND WATERS
- GROVE ESTATES SECOND ADD
- HAZEL CREST
- HERNDON WOODS
- HICKORY RANCH
- HIGHWAY HEIGHTS
- HILLS ARIETTA
- INDIAN SPGS PH 02
- IRIS SUB
- JULIANA VILLAGE PH 1
- JULIANA VILLAGE PH 2
- JULIANA WEST
- KENNWOOD ON LAKE OWNER’S ASSOCIATION, INC
- KIRKLAND LAKE ESTATES
- KOSSUTHVILLE
- KOSSUTHVILLE SUB
- KOSSUTHVILLE TOWNSITE SUB
- LAKE ARIANA ESTATES
- LAKE ARIETTA RESERVE
- LAKE HART ESTATES
- LAKE JULIANA ESTATES
- LAKE MARIANA RESERVE PH 1
- LAKE MARIANA RESERVE PH 2
- LAKE MATTIE PRESERVE ESTATES
- LAKE MATTIE PRESERVE SINGLE FAMILY
- LAKE MATTIE PRESERVE TOWNHOMES
- LAKE MYRTLE SHORES
- LAKE TENNESSEE CC ESTATES
- LAKE TN COUNTRY ESTATES
- LAKE VAN
- LAKE VAN SUB
- LAKE WHISTLER ESTATES
- LAKEDALE SUB
- LAKESIDE PARK ESTATES
- LENA VISTA SUB
- MADALYN COVE
- MARIANA GARDEN ESTATES
- MARIANA WOODS
- MARIANNA PARK
- MATTIE POINTE
- MATTIS POINTS
- MIDWAY GARDENS
- MIDWAY SUB
- NEW ARMENIA REV MAP
- NORTH POINTE
- NOT IN SUBDIVISION
- OAK MANOR
- OLD NICHOLS GROVE
- OTTER WOODS ESTATES
- PAULA HEIGHTS
- PINE CREST COURT
- PINEWOOD
- PRESTOWN SUB
- RAINBOW RIDGE
- RELEDD
- RESERVE AT VAN OAKS
- ROGERS LANDING
- SEASONS/MATTIE POINTE
- SHADDOCK ESTATES
- SUMMERLAKE ESTATES
- SUN ACRES
- SUNRIDGE ACRES
- SUNSET PARK EXT
- SUNSET PARK EXTENSION
- SYLVANA ACRES
- THE HWY ADD
- TRIPLE LAKE SUB
- TROPICAL ACRES
- TROPICAL PARK
- TUXEDO PARK SUB
- VAN FLEET ESTATES
- VAN LAKES
- VAN LAKES THREE PB 88 PG 29 LOT 75
- WATER RIDGE
- WATER RIDGE SUB
- WATERCREST ESTATES
- WATERVIEW
- WEEKS D P RESUB
- WHISTLER GROVE
- WHISTLER OAKS
- WHISTLER WOODS
- WIHALA ADD
- WINONA
Market Summary
Current real estate data for Single Family in AUBURNDALE as of Oct 15, 2026
285
Single Family Listed
121
Avg DOM
198
Avg $ / SqFt
$411,290
Avg List Price
Property Summary
- Located in the FLANIGAN C R SUB subdivision, 331 BAY STREET AUBURNDALE FL is a Single Family for sale in AUBURNDALE, FL, 33823. It is listed for $715,000 and features 3 beds, 3 baths, and has approximately 3,488 square feet of living space, and was originally constructed in 1973. The current price per square foot is $205. The average price per square foot for Single Family listings in AUBURNDALE is $198. The average listing price for Single Family in AUBURNDALE is $411,290. To schedule a showing of MLS#tb8516430 at 331 BAY STREET in AUBURNDALE, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
Similar Listings Nearby
Courtesy of DIVINE ESTATES REALTY LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 331 BAY STREET
AUBURNDALE, FL
