Welcome to 995 Karst Tree Lane, a beautifully designed K. Hovnanian home in Apopka’s Hilltop Reserve community, where thoughtful spaces, stylish finishes, and an easygoing neighborhood feel come together beautifully. Built in 2018 and offering approximately 2,800 square feet, this 4-bedroom home plus an office has the space and flexibility to fit the way you live today.
Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle.
The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers.
The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage.
Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own.
Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces.
Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden’s famous Farmer’s Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events.
Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.
Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle.
The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers.
The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage.
Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own.
Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces.
Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden’s famous Farmer’s Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events.
Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.
Property Details
Price:
$479,000
MLS #:
O6436183
Status:
Active
Beds:
4
Baths:
3.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HILLTOP RESERVE PH 4
Neighborhood:
32703apopka
Listed Date:
Aug 25, 2026
Finished Sq Ft:
2,747
Total Sq Ft:
3,483
Lot Size:
7,341 sqft / 0.17 acres (approx)
Year Built:
2018
See this Listing
Schools
Elementary School:
Wheatley Elem
Middle School:
Piedmont Lakes Middle
High School:
Wekiva High
Interior
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Laminate, Tile
Heating
Central, Electric, Natural Gas
Interior Features
Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
Two
Exterior
Attached Garage YN
1
Construction Materials
Block, Concrete, Stucco
Covered Spaces
2
Direction Faces
West
Exterior Features
French Doors, Lighting, Sidewalk
Garage Spaces
2
Lot Features
Corner Lot, Sidewalk
Roof
Shingle
Window Features
Blinds
Financial
HOA Fee
$70
HOA Fee Frequency
Monthly
HOA Name
Miriam Hay
HOA Phone
407-682-3443
Tax Year
2025
Taxes
$7,240
Map
Community
- Address995 KARST TREE LANE APOPKA FL
- SubdivisionHILLTOP RESERVE PH 4
- CityAPOPKA
- CountyOrange
- Zip Code32703
Subdivisions in APOPKA
- .
- 0000
- ACREAGE
- ACREAGE & UNREC
- ACUERA ESTATES
- ADAMS RIDGE
- ALEXANDRIA PLACE
- ALEXANDRIA PLACE I
- AMBERGATE
- APOPKA HEIGHTS REP 03
- APOPKA RANCHES
- APOPKA REV
- APOPKA TERRACE
- APOPKA TERRACE FIRST ADD
- APOPKA TOWN
- APOPKA TOWN OF CHAMPNEY PORTI
- APOPKA TOWN OF CHAMPNEY PORTION
- APOPKA WOODS SUB
- ARBOR RDG PH 01 B
- ARBOR RDG PH 02 D
- ARBOR RDG PH 03
- ARBOR RDG PH 04 A & B
- ARBOR RDG PH 05
- ARBOR RDG PH 5
- ARBOR RIDGE PH 1
- ARBOR RIDGE PHASE 1
- ARIANE HILLS SUB
- AVON VISTA
- BALLENTYNE
- BEAR LAKE HEIGHTS REP
- BEAR LAKE HILLS
- BEAR LAKE WOODS PH 2
- BEECHWOODS
- BEL AIRE HILLS UNIT 2
- BEL AIRE HILLS UNIT 3
- BELMONT RESERVE
- BEN OAK PH 05
- BENT OAK PH 01
- BENT OAK PH 03
- BENT OAK PH 04
- BLUEGRASS ESTATES
- BRADSHAW & THOMPSONS ADD
- BRASWELL COURT
- BRECKENRIDGE PH 01 N
- BRIDLE PATH
- BRIDLEWOOD
- BRONSON PEAK
- BRONSON PEAK 1B
- BRONSON PEAK PH 1A
- BRONSON PEAK PH 1B
- BRONSON’S RDG
- BRONSON’S RDG REPLAT
- BRONSONS RDG
- BRONSONS RDG REP
- BRONSONS RIDGE 25 TH
- BRONSONS RIDGE 32S
- BRONSONS RIDGE REPLAT
- CAMBRIDGE COMMONS
- CAMERON GROVE
- CAROLINE A ABBOTTS SUB
- CARRIAGE HILL
- CARRIAGE HILL PH 2 101/47 LOT 73
- CHANDLER ESTATES
- CHARLESTON PARK
- CHELSEA PARC
- CHELSEA RIDGE
- CHRISTIANA GARDENS
- CIMARRON GROVES
- CIMARRON HILLS
- CLARKSVILLE
- CLARKSVILLE SECOND ADD
- CLAYTON ESTATES
- CLEAR LAKE LNDG
- CLEVELAND
- COACH HOMES AT ERROL ESTATES
- COACH HOMES AT ERROL PH 01
- COACH HOMES AT ERROL PH 1 THRU 10
- COMM NE COR OF NW1/4 OF SW1/4 OF SEC RUNS
- COMMERCIAL LAND
- COOPERS RUN
- COUNTRY ADD
- COUNTRY ADDRESS
- COUNTRY ADDRESS PH 2B
- COUNTRY LANDING
- COURTYARDS & COACH HOMES
- COURTYARDS PH 02
- CROSSROADS AT KELLY PARK
- CROSSROADS/KELLY PK PH 2B
- CUTTERS CORNER
- DEER LAKE RUN
- DIAMOND HILL AT SWEETWATER COUNTRY CLUB
- DOMINISH ESTATES
- DOVEHILL
- DREAM LAKE
- DREAM LAKE HEIGHTS
- DUNBRIDGE
- DUNHILL AT ERROL ESTS
- EDEN CREST
- EDEN CREST TOWNHOMES
- EMERSON NORTH TOWNHOMES
- EMERSON NORTH TWNHMS
- EMERSON PARK
- EMERSON PARK A B C D E K L M N
- EMERSON POINTE
- EMERSON POINTE-APOPKA
- ENCLAVE AT BEAR LAKE
- ERROL CLUB VILLAS 01
- ERROL CLUB VILLAS 02
- ERROL CLUB VILLAS 03
- ERROL CLUB VILLAS 04
- ERROL ESTATE
- ERROL ESTATES
- ERROL HILLS VILLAGE
- ERROL OAKS CONDO 01
- ERROL OAKS STAGE 02
- ERROL OAKS UNIT 2 STAGE 2
- ERROL PLACE
- ERROL VILLAGE 01 CONDO
- ERROL VISTA ESTATES
- FISHER PLANTATION B D & E
- FLETCHERS COVE
- FOREST LAKE ESTATES
- FOXWOOD PH 1
- FOXWOOD PH 2
- FOXWOOD PH 3 1ST ADD
- FRST COVE
- GARDENIA RESERVE
- GEORGE W ANDERSON SUB
- GIBONS W C & J R SUB
- GOLDEN GEM 32S
- GOLDEN GEM 50S
- GOLDEN GEM RURAL
- GOLDEN ORCHARD
- GOLDEN ORCHARD 108/116 LOT 84
- GOLDENROD RESERVE
- GREENBROOK VILLAS AT ERROL ESTATE 1
- GREENBROOK VILLAS AT ERROL ESTATES 01
- GREENBROOK VILLAS AT ERROL ESTATES 02
- GROVE HILL VILLAS
- HACKNEY PROP
- HAMMOCK AT ROCK SPRINGS
- HAMRICK ESTATES
- HAWTHORNE OAKS PH 01
- HIDDEN LAKE RESERVE
- HIGHLAND PARK
- HILLSIDE/WEKIVA
- HILLTOP ESTATES
- HILLTOP RESERVE
- HILLTOP RESERVE PH 1
- HILLTOP RESERVE PH III
- HILLTOP STABLE SUB
- ILESDALE MANOR
- J B & T E WALKERS SUB
- J B BABCOCKS SUB
- J L HILLS LITTLE BEAR LAKE SUB
- JAMES A LEE SUB
- JANSEN SUB
- JANSEN SUBD
- KELLY PARK HILLS UN III
- L F TILDENS ADD
- LAKE DOE COVE PH 01 48 57
- LAKE DOE COVE PH 03 G
- LAKE DOE COVE PH 04 A & M
- LAKE DOE COVE PH FOUR
- LAKE FRANCIS VILLAGE CONDO 01
- LAKE FRANCIS VILLAGE CONDO 02
- LAKE HAMMER ESTATES
- LAKE HEINIGER ESTATES
- LAKE HEINIGER ESTS
- LAKE JEWELL HEIGHTS
- LAKE MC COY OAKS
- LAKE MC COY OAKS TR 04 REP
- LAKE MCCOY OAKS
- LAKE MENDELIN ESTATES
- LAKE PLEASANT COVE A B C D E
- LAKE PLEASANT ESTATES
- LAKE TODD ESTATES
- LAKESIDE HOMES
- LAKESIDE PH 2
- LAKESIDE PH I AMD 2
- LAKESIDE PH I AMD 2 A RE
- LAKESIDE PH II
- LAND COMM – NW OUTLYING
- LEGACY HILLS
- LESTER RIDGE
- LEXINGTON CLUB
- LIBERTY HEIGHTS
- LOVELL TERRACE
- LYNWOOD REVISION
- MAGNOLIA OAKS RIDGE
- MAGNOLIA PARK ESTATES
- MAGNOLIA WOODS AT ERROL ESTATE
- MAGNOLIA WOODS AT ERROL ESTATE SEC 02
- MAINELINE VILLAGE
- MARBELLA RESERVE
- MARDEN HEIGHTS
- MARTIN PLACE PH 02
- MARTIN PLACE REP
- MAUDEHELEN SUB
- MAUVEHELEN SUBDIVISION
- MC NEILS ORANGE VILLA
- MEADOWLARK LANDING
- MORGAN PLACE
- MORRISONS SUB
- MT PLYMOUTH LAKES REP
- MUIRFIELD ESTATE
- NEALS BAY POINT
- NELLIE GRAY GROVE
- NEW ENGLAND HEIGHTS
- NEW HORIZONS
- NORTHCREST
- OAK HILL RESERVE PH 02
- OAK HILLS
- OAK HILLS SUB
- OAK LAWN
- OAK POINTE
- OAK POINTE SOUTH
- OAK RIDGE
- OAK RIDGE SUB
- OAKS AT KELLY PARK
- OAKS AT KELLY PARK PHASE 2
- OAKS WEKIWA
- OAKS/KELLY PARK PH 2
- OAKS/KELLY PK PH 3A
- OAKVIEW
- ORCHID ESTATES
- OVERLOOK AT PARKSIDE CONDO
- OVERLOOK/PARKSIDE
- OVERLOOK/PARKSIDE CONDO
- OVERSTREET
- PALM ISLES MOBILE HOME PARK
- PALMETTO RDG
- PALMETTO RIDGE
- PALMS SEC 01
- PALMS SEC 02
- PALMS SEC 03
- PALMS SEC 04
- PARADISE HEIGHTS
- PARADISE HEIGHTS FIRST ADD
- PARK AVE PINES
- PARK VIEW PRESERVE PH 1
- PARK VIEW RESERVE PHASE 1
- PARKSIDE AT ERROL ESTATES
- PARKSIDE AT ERROL ESTATES SUB
- PARKVIEW PRESERVE
- PARKVIEW WEKIVA 44/96
- PEARSON PETER REP
- PER LEGAL DESCRIPTIONS
- PIEDMONT ESTATES
- PIEDMONT ESTATES FIRST ADD
- PIEDMONT LAKES PH 01
- PIEDMONT LAKES PH 04
- PIEDMONT LAKES PH 4
- PIEDMONT PARK
- PINES WEKIVA PH 02 SEC 03
- PINES WEKIVA SEC 01 PH 01
- PINES WEKIVA SEC 03 PH 02 TR A
- PINES WEKIVA SEC 04 PH 01 TR E
- PITMAN ESTATES
- PLACID HILL
- PLYMOUTH HILLS
- PLYMOUTH LANDING PH 01
- PLYMOUTH SORRENTO
- PLYMOUTH TOWN
- POE RESERVE PH 2
- PONKAN PINES
- PROS RANCH
- RESERVE/SWEETWATER GOLF & COUN
- RESIDENCES AT EMERSON PARK
- RESIDENCES/EMERSON PARK
- RHETTS RDG
- ROBINSON S A 02
- ROCK SPGS
- ROCK SPGS ESTATES
- ROCK SPGS HOMESITES
- ROCK SPGS RDG PH IV-B
- ROCK SPGS RDG PH V-A
- ROCK SPGS RDG PH V-B
- ROCK SPGS RDG PH VI-A
- ROCK SPGS RDG PH VI-B
- ROCK SPGS RDG PH VII-A
- ROCK SPGS RIDGE PH 01
- ROCK SPGS RIDGE PH 02
- ROCK SPGS RIDGE PH 03
- ROCK SPGS RIDGE PH 03 47/3
- ROCK SPGS RIDGE PH 04-A 51 137
- ROCK SPGS SUB
- ROCK SPRING PARK
- ROCK SPRINGS MOBILE HOME PARK
- ROCK SPRINGS RDG PH V-8
- ROCK SPRINGS RIDGE
- ROLLING OAKS
- ROYAL ESTATES
- ROYAL OAK ESTATES
- SAGEWOOD
- SAN SEBASTIAN RESERVE
- SANCTUARY GOLF ESTATES
- SHAMROCK SQUARE FIRST ADD
- SHEELER HILLS
- SHEELER OAKS
- SHEELER OAKS PH 01
- SHEELER OAKS PH 02 SEC B
- SHEELER OAKS PH 02A
- SHEELER OAKS PH 03A
- SHEELER OAKS PH 03B
- SHEELER OAKS PH 04B
- SHEELER OAKS PH 3B
- SILVER OAK PH 1
- SPRING CREEK
- SPRING HOLLOW PH 01
- SPRING RIDGE PH 02 03 04
- SPRING RIDGE PH 03 43/61
- SPRING RIDGE PH03 43/61
- STOCKBRIDGE UNIT 1
- STOCKBRIDGE UNIT 2
- STONEYWOOD PH 11
- STONEYWOOD PH II
- SUMMERSET
- SUMMIT RDG
- SUNSET VIEW
- SURREY PARK
- SWEETWATER COUNTRY CLUB
- SWEETWATER COUNTRY CLUB PH 02
- SWEETWATER COUNTRY CLUB PLACE
- SWEETWATER COUNTRY CLUB SEC A
- SWEETWATER COUNTRY CLUB SEC C
- SWEETWATER COUNTRY CLUB SEC D
- SWEETWATER COUNTRY CLUB,LES CHATEAUX AT SWEETWATER
- SWEETWATER GOLF & COUNTRY CLUB
- SWEETWATER WEST
- TANGLEWILDE ST
- TENNISON PARK
- THOMPSON ROAD TOWNHOMES
- THOMPSON VILLAGE
- TRIM ACRES
- VALEVIEW
- VILLA CAPRI
- VILLA D ESTE AT SWEETWATER COUNTRY
- VILLAGE AT FOXWOOD A CONDO
- VINEYARD CONDO PH 03
- VINEYARD CONDO PH 04
- VINEYARD CONDO PH 05
- VINEYARD PHASE 1
- VISTA RESERVE PH 2
- VOTAW
- VOTAW VILLAGE PH 01
- VOTAW VILLAGE PH 01A
- VOTAW VILLAGE PH 02
- WALKER J B & T E
- WEKIVA
- WEKIVA CLUB
- WEKIVA CLUB PH 02 48 88
- WEKIVA COMMONS OFFICE PARK
- WEKIVA EXECUTIVE CENTRE CONDO
- WEKIVA FOREST TRAILS
- WEKIVA PARK
- WEKIVA PRESERVE
- WEKIVA RESERVE UNIT 1
- WEKIVA RESERVE UNIT 2
- WEKIVA RESERVE UNIT 3
- WEKIVA RUN PH I 01
- WEKIVA RUN PH II-A
- WEKIVA RUN PH II-B N
- WEKIVA RUN PH III-A
- WEKIVA RUN PH III-B
- WEKIVA RUN PHASE 3-A 75/57 LOT 205
- WEKIVA SEC 03
- WEKIVA SPGS RESERVE PH 01
- WEKIVA SPGS RESERVE PH 02 47/39
- WEKIVA SPGS RESERVE PH 04
- WEKIVA SPRINGS COVE
- WEKIWA GLEN REP
- WEKIWA MANOR SEC 01
- WEKIWA MANOR SEC 03
- WEST ORANGE PARK
- WHISPERING WINDS
- WILLOW RUN
- WINDING MDWS
- WINDING MDWS NORTH
- WINDING MEADOWS
- WINDROSE
- WINDROSE 110/98 LOT 125
- WOLF LAKE RANCH
- WOODFIELD OAKS
- YOGI BEAR JELLYSTONE PARK CONDO
- YOGI BEARS JELLYSTONE PARK 2A CO
- YOGI BEARS JELLYSTONE PARK CONDO
- YOGI BEARS JELLYSTONE PARK CONDO 02A
Market Summary
Current real estate data for Single Family in APOPKA as of Sep 08, 2026
570
Single Family Listed
101
Avg DOM
652
Avg $ / SqFt
$523,179
Avg List Price
Property Summary
- Located in the HILLTOP RESERVE PH 4 subdivision, 995 KARST TREE LANE APOPKA FL is a Single Family for sale in APOPKA, FL, 32703. It is listed for $479,000 and features 4 beds, 4 baths, and has approximately 2,747 square feet of living space, and was originally constructed in 2018. The current price per square foot is $174. The average price per square foot for Single Family listings in APOPKA is $652. The average listing price for Single Family in APOPKA is $523,179. To schedule a showing of MLS#o6436183 at 995 KARST TREE LANE in APOPKA, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 995 KARST TREE LANE
APOPKA, FL
