PRICE IMPROVEMENT – Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for comfortable everyday living.
The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, family, or a home office.
Enjoy outdoor living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, adding a rare lifestyle feature in this price range. Out back, unwind on the screened-in patio, perfect for morning coffee, relaxing evenings, or entertaining year-round.
The low-maintenance yard, low HOA, and quiet community setting make this home an ideal option for first-time buyers, downsizers, or anyone seeking newer construction under $300K. Conveniently located near shopping, dining, and major roadways.
Now priced at $294,999 – schedule your showing today.
The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space to gather and entertain. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, family, or a home office.
Enjoy outdoor living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, adding a rare lifestyle feature in this price range. Out back, unwind on the screened-in patio, perfect for morning coffee, relaxing evenings, or entertaining year-round.
The low-maintenance yard, low HOA, and quiet community setting make this home an ideal option for first-time buyers, downsizers, or anyone seeking newer construction under $300K. Conveniently located near shopping, dining, and major roadways.
Now priced at $294,999 – schedule your showing today.
Property Details
Price:
$294,999
MLS #:
O6378059
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
UMATILLA COTTAGES AT WATERS EDGE
Neighborhood:
32784umatilladonavista
Listed Date:
Jan 30, 2026
Finished Sq Ft:
1,329
Total Sq Ft:
1,967
Lot Size:
5,968 sqft / 0.14 acres (approx)
Year Built:
2018
See this Listing
Schools
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Interior
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Laminate
Heating
Central, Electric
Laundry Features
Laundry Closet
Exterior
Architectural Style
Contemporary, Cottage
Community
55+
Construction Materials
Block, Wood Frame
Exterior Features
Irrigation System, Private Mailbox
Parking Features
Common
Roof
Metal
Financial
HOA Fee
$200
HOA Frequency
Monthly
HOA Name
Umatilla Veteran’s Village | Joseph Heagy
Tax Year
2025
Taxes
$332
Map
Community
- Address UMATILLA FL
- SubdivisionUMATILLA COTTAGES AT WATERS EDGE
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- ACREAGE & UNREC
- ADVERSE POSSESSION CLAIM SUB
- ANNA D GUERRANT
- AUNT MATTIES ACRES LT 01 ORB 2010 PG 2019
- BIG SCRUB CAMPSITES
- BIG TREE
- BIG TREE CAMPSITES
- BIG TREE CAMPSITES SEC A
- BIG TREE CAMPSITES SEC B
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- CLEAR CREST
- CROOKED OAK ESTATES
- DONNA VISTA PARK
- EAST UMATILLA
- EUS-UMA
- FOREST LAKE CAMPSITES
- FOREST LAKES CAMPSITES
- FOREST RIDGE CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- HIGLEY
- LAKE DALHOUSIE ESTATES
- LAKE ELLA
- LAKE SMITH ESTATES SUB
- LEE ACRES
- LYNNWOOD
- MAGNOLIA POINTE
- MERRILL-VAUGHN SUBDIVISION
- MID LAKES
- NICOTOON LAKE
- NON SUBDIVISION
- NORTH UMATILLA
- OSCEOLA PARK
- PEGGYS COVE
- ROLLING WOODS 4 SEC 2
- SANDY ACRES
- SANDY ACRES ESTATE
- SANDY ACRES SEC 30
- SEASONS AT MAGNOLIA POINTE
- SHORELINE RANCH
- SILVER BEACH HEIGHTS
- SLEEPY HOLLOW
- TARPON DEVELOPMENT
- THREE LAKES SUB
- TWIN LAKES ESTATES
- UMATILLA BRYN MAWR ON LAKE
- UMATILLA BUENA VISTA SUB
- UMATILLA COTTAGES AT WATERS EDGE
- UMATILLA DE VAULTS
- UMATILLA GILES & HAUCK
- UMATILLA GROVE PARK
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA NORTH UMATILLA
- UMATILLA OAK PARK
- UMATILLA ORANGE COURT
- UMATILLA OSCEOLA PARK
- UMATILLA PALM COURT
- UMATILLA SOUTHERN SHORES
- UMATILLA TROWELLS PLAN
- UMATILLA TURPENTINE COS
- UMATILLA YANCEYS ADD
- UNINCORPORATED LAKE COUNTY
- UNRECORDED SUB SEC B
- VISTA OAKS
- WHISPERING OAKS M & N
Market Summary
Current real estate data for Single Family in UMATILLA as of Mar 14, 2026
102
Single Family Listed
111
Avg DOM
229
Avg $ / SqFt
$406,045
Avg List Price
Property Summary
- Located in the UMATILLA COTTAGES AT WATERS EDGE subdivision, UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $294,999 and features 3 beds, 2 baths, and has approximately 1,329 square feet of living space, and was originally constructed in 2018. The current price per square foot is $222. The average price per square foot for Single Family listings in UMATILLA is $229. The average listing price for Single Family in UMATILLA is $406,045. To schedule a showing of MLS#o6378059 at in UMATILLA, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of LPT REALTY, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. UMATILLA, FL























































