4098 SAGEFIELD DRIVE ST CLOUD FL 34773 MLS #O6386464

4098 SAGEFIELD DRIVE
ST CLOUD, FL, 34773
$410,000
4 Beds
2.5 Baths
2,335 SqFt
0.11 Acres
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MLS #O6386464 image #0
PRICE REDUCTION and paid closing costs!!! Some homes simply check the boxes—this one creates the lifestyle you’ve been waiting for. This brand-new, quick move-in single-family home offers an exceptional opportunity to own with a fixed 4.99 interest rate (or 12k flex cash), closing costs paid, and NO CDD fees—a powerful combination that makes home ownership both smart and attainable in today’s market.

Welcome to the 2335 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath residence that blends comfort, style, and flexibility. The owner’s suite is conveniently located on the first floor, creating a private retreat separate from the additional living spaces upstairs.

At the heart of the home, the upgraded kitchen invites connection and creativity, featuring granite countertops, a large granite island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances—perfect for hosting gatherings or enjoying everyday moments.

Upstairs, a huge loft provides endless possibilities for a media room, home office, or second living area. Step outside to the covered lanai and take in the peaceful pond view, offering no rear neighbors and a sense of privacy that’s hard to find.

Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an everyday escape from ordinary living with a resort-style community pool with cabanas, very low HOA, and NO CDD.

With just a $1,000 deposit, you can secure this incredible home and start your next chapter today.

Property Details

Price:
$410,000
MLS #:
O6386464
Status:
Active
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HARMONY CENTRAL PH 1
Neighborhood:
34773stcloudharmony
Listed Date:
Feb 27, 2026
Finished Sq Ft:
2,335
Total Sq Ft:
2,795
Lot Size:
4,792 sqft / 0.11 acres (approx)
Year Built:
2025
PoolNewconstruction34773 – St Cloud (harmony)34773stcloudharmonyHarmony Central Ph 1Harmony Community School (k-5)Harmony MiddleHarmony HighNo MinimumPets Allowed

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Schools

Elementary School:
Harmony Community School (K-5)
Middle School:
Harmony Middle
High School:
Harmony High

Interior

Appliances
Cooktop, Dishwasher, Disposal, Microwave
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Central
Laundry Features
Inside

Exterior

Community Features
Dog Park, Pool
Construction Materials
Block, Stucco
Exterior Features
Irrigation System, Sidewalk
Roof
Shingle

Financial

HOA Fee
$825
HOA Frequency
Annually
HOA Name
Beth Connor
Tax Year
2024
Taxes
$759

Map

Community

Subdivisions in ST CLOUD

Market Summary

Current real estate data for Single Family in ST CLOUD as of Mar 14, 2026
1,170
Single Family Listed
107
Avg DOM
235
Avg $ / SqFt
$514,367
Avg List Price

Property Summary

    Located in the HARMONY CENTRAL PH 1 subdivision, 4098 SAGEFIELD DRIVE ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34773. It is listed for $410,000 and features 4 beds, 3 baths, and has approximately 2,335 square feet of living space, and was originally constructed in 2025. The current price per square foot is $176. The average price per square foot for Single Family listings in ST CLOUD is $235. The average listing price for Single Family in ST CLOUD is $514,367. To schedule a showing of MLS#o6386464 at 4098 SAGEFIELD DRIVE in ST CLOUD, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.

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