Delightful waterfront home on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.
Property Details
Price:
$1,499,000
MLS #:
A4685406
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
LUANA ISLES
Neighborhood:
34216annamaria
Listed Date:
Mar 12, 2026
Finished Sq Ft:
1,223
Total Sq Ft:
1,927
Lot Size:
7,500 sqft / 0.17 acres (approx)
Year Built:
1968
See this Listing
Schools
Interior
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Porcelain Tile
Heating
Central, Electric
Laundry Features
In Garage
Exterior
Construction Materials
Block
Exterior Features
Private Yard, Rain Gutters, Storage
Roof
Metal
Financial
Tax Year
2025
Taxes
$17,706
Map
Community
- Address109 TERN DRIVE ANNA MARIA FL
- SubdivisionLUANA ISLES
- CityANNA MARIA
- CountyManatee
- Zip Code34216
Subdivisions in ANNA MARIA
- 6999300; ANNA MARIA BEACH; LOT 15; BLOCK 17; PB 1/
- 7044700; BIMINI BAY ESTATES; LOT 61; PB 8/75
- 7044700; BIMINI BAY ESTATES; LOT 62; PB 8/75
- 7074800; 302 COCONUT AVENUE; LOT 1; PB 0070/0185
- ACREAGE & UNREC
- ANNA MARIA BEACH
- ANNA MARIA BEACH FIRST ADD
- ANNA MARIA BEACH SECOND ADD
- ANNA MARIA BEACH SUB FIRST ADD
- ARCHERS END
- BANYAN TREE ESTATES III
- BAY HARBOR
- BAYOU
- BIMINI BAY COLONY CLUB
- BIMINI BAY ESTATES
- GOOD LIFE SUB
- GULF VIEW SUB
- GULF VIEW SUB OF ANNA MARIA KEY
- ISLAND CEDARS
- LACIOS SEC B
- LAKE LA VISTA REP
- LARDAS UNIT THREE
- LUANA ISLES
- LUANA ISLES 1ST ADD
- MARQUIS
- PINE AVE 216-218
- PINE AVE 401-403
- SASGEN
- SHORE ACRES
- SHORE ACRES FIRST ADD
- SHORE ACRES FIRST ADDITION
- SHORE ACRES FOURTH ADD
- SHORE ACRES RESUBDIVIDED
- SHORE ACRES SECOND ADD
- SHORE ACRES THIRD ADD
- THE BAYOU CONDO
- WELLS
- WELLS BAY HARBOR SEC A
- WELLS TERRACE
Market Summary
Current real estate data for Single Family in ANNA MARIA as of Mar 20, 2026
94
Single Family Listed
138
Avg DOM
1,424
Avg $ / SqFt
$3,764,403
Avg List Price
Property Summary
- Located in the LUANA ISLES subdivision, 109 TERN DRIVE ANNA MARIA FL is a Single Family for sale in ANNA MARIA, FL, 34216. It is listed for $1,499,000 and features 2 beds, 2 baths, and has approximately 1,223 square feet of living space, and was originally constructed in 1968. The current price per square foot is $1,226. The average price per square foot for Single Family listings in ANNA MARIA is $1,424. The average listing price for Single Family in ANNA MARIA is $3,764,403. To schedule a showing of MLS#a4685406 at 109 TERN DRIVE in ANNA MARIA, FL, contact your CENTURY 21 Carioti agent at 800-783-8847.
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Courtesy of SATO REAL ESTATE INC.. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 109 TERN DRIVE
ANNA MARIA, FL



























































